B-

Loomis, NE

Source:

Affordability Score: 69/100

Population: 661 · 1 ZIP codes

The affordability dashboard for Loomis, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 661 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $73,021, median home value of $186,800, median rent of $821 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $760, 3BR $1,311, 4BR $1,463). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Loomis, NE include housing, rent. Unemployment currently reads 1.2% and poverty 4.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,021
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing B+
2.6x
Home value $186,800 vs income
Commute N/A
N/A
Average commute time
Rent A
$961/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,737/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$73,021
▲ 18% vs national
Per Capita Income
$35,156
Unemployment Rate
1.2%
Poverty Rate
4.7%

Housing

Median Home Value
$186,800
▼ 32% vs national
Median Rent
$821/mo
Owner Occupied
73.9%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$760
2BR
$961
3BR
$1,311
4BR
$1,463

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
61.7%
Median Age
34.0
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
13% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Loomis, NE receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 661. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Loomis, NE affordable?
Loomis, NE receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,021. Median home value is $186,800.
What is the cost of living in Loomis?
Key cost metrics: Median rent $821/mo. 2BR fair market rent $961/mo. Infant childcare $9,737/yr. Median home value $186,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →