Lorraine, NY

The affordability dashboard for Lorraine, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 593 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $63,125, median home value of $166,000, median rent of — per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,405 per month (studio $969, 1BR $1,071, 3BR $1,907, 4BR $2,340). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lorraine, NY include housing. Pressure points are childcare. Unemployment currently reads 2.9% and poverty 16.8% — numbers worth keeping alongside the headline grade.