Loveland, CO

The affordability dashboard for Loveland, CO aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 82,751 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $86,509, median home value of $491,414, median rent of $1,724 per month, and 40.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,732 per month (studio $1,509, 1BR $1,537, 3BR $2,385, 4BR $2,540). Department of Labor data lists infant center-based childcare at $20,345 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 5.0% and poverty 8.1% — numbers worth keeping alongside the headline grade.