PlainZIP

Loveland, CO

Single-footprint Census roll-up for Loveland, CO: 2 USPS ZIPs, population 82,751. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet LOVELAND-CO · Loveland, CO 2 ZIPs · 82,751 pop · #7280/25278 · Larimer County

INC-HIGH · RANK-UPPER · BELOW-PEER · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-HIGH

  • INC-HIGH $86,498
  • RANK-UPPER #7280/25278
  • BELOW-PEER under Fort Collins
  • BOOK-FEW 2 ZIPs
  • OWN-MID 67% owners
  • POP-SMALL 82,751
  • SPREAD-TIGHT 80537→80538
  • HOME-HIGH $491,000

Nearest income peer: Fort Collins, CO (+ $4,260 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Loveland

Lowest/highest poles plus county-sharing cities nearest Loveland on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Loveland, CO sits among US cities with an above-median household income, on a small-city population base, across a handful of delivery areas.

Top 29%
household income vs 25,278 US cities
82,751
city population (Census)
2
USPS ZIP codes covered
$86,498
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (2) - lead code 80538 (43,930 residents). Household income $86,498 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (66.5%) - check the ZIP page's tenure split before treating Loveland as a pure owner town.

Within Colorado, Durango is the closest lower-income city and Fountain the closest higher-income city by average ZIP household income. Their 2 and 1 ZIP footprints are the immediate statewide comparison set for Loveland.

Within-city ZIP comparison

Where the ZIP codes inside Loveland differ

The published income range is comparatively compact across the ZIPs in Loveland: $86,325 in ZIP 80537 to $86,671 in 80538. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.0×

80537 to 80538

Home-value high-to-low ratio
1.0×

80537 to 80538

Poverty-rate spread
1.5 points

80537 to 80538

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 80538 skews compact Loveland

In this 2-ZIP cluster, 80538 covers about 53% of Loveland's 82,751 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Loveland

Citywide ZBP: 3,040 establishments, 41,815 employees , annual payroll $2,437,554k (~37 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 80538 (1,529 units) ; leading NAICS Construction (443) · also Professional, scientific, and technical services · Health care and social assistance .

View your shortlist →

ZIP Codes in Loveland, CO

These ZIP codes sit in Larimer County, which covers 18 ZIP codes in all; 2 of them fall in Loveland. See the Larimer County roll-up →

Loveland sits in the lower half of Larimer County on income: Fort Collins, Berthoud and Estes Park report more, Drake and Glen Haven report less. Timnath marks the far end of that range at $180,492, 109% above Loveland.

Side-by-side: Compare 80538 vs 80537 →

ZIP Code Population Median income Establishments Density
80538 43,930 $86,671 1,529 157
80537 38,821 $86,325 1,511 141
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Loveland roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Loveland, .