Loveland, CO · standard
ZIP Code 80537
Larimer County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,821
- 141/sq mi High-density area
- $86,325
- Median income Above-median income area
- $484,300
- Median home value Above-median home value
- 38.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Loveland pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 141
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80537 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 80537 (Loveland, CO) rose +4.8% from 2023 to 2024. The all-transactions index moved from 279.5 in 2023 to 292.8 in 2024 (2000 = 100).
ZIP code 80537 is a densely settled ZIP (a standard USPS delivery area) in Loveland, Larimer County, Colorado, with 38,821 residents across 274.5 square miles, a density of 141 people per square mile, in the Denver time zone.
ZIP 80537 lands in the middle-income range, with a median household income of $86,325 (3% below the average Colorado ZIP), while per-capita income is $47,420. The poverty rate is 7.3%, with unemployment at 5.4%; those measures add context to the income figure. Median home value is $484,300 (0% below the average Colorado ZIP) and median rent is $1,684; 63.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 38.6% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 26 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Larimer County, so 80537 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 80537
Top 5 sectors by establishment count in Loveland, CO
Which industries have the most business establishments in ZIP 80537.
- Construction
Construction
254 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
201 establishments
- Other services (except public administration)
Other services (except public administration)
169 establishments
- Retail trade
Retail trade
155 establishments
- Health care and social assistance
Health care and social assistance
119 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80537, Loveland, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,821
Population
274.5
Area (sq mi)
141
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 80537?
41.1
Median Age
51.1%
Male
48.9%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,325
Median Household Income
-3% vs state ZIP avg
$47,420
Per Capita Income
7.3%
Poverty Rate
5.4%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 80537 ranks nationally
Loveland, CO household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$86,325 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,101housing units
20,101
Total Housing Units
19,474
Occupied Units
627
Vacant Units
2.26
Avg Household Size
Occupancy Type
$484,300
Median Home Value
-0% vs state ZIP avg
$1,684
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.8%
YoY Change (2024)
293
HPI Index (2000 = 100)
+193%
Total Change Since 2000
Home values in ZIP 80537 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 210 |
| 2021 | +9.7% | 231 |
| 2022 | +19.3% | 275 |
| 2023 | +1.6% | 279 |
| 2024 | +4.8% | 293 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,511 business establishments in ZIP 80537, employing approximately 17,163 people with a combined annual payroll of $978,922,000.
1,511
Businesses
17,163
Employees
$978.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 254 | 16.8% |
| Professional, scientific, and technical services | 201 | 13.3% |
| Other services (except public administration) | 169 | 11.2% |
| Retail trade | 155 | 10.3% |
| Health care and social assistance | 119 | 7.9% |
| Accommodation and food services | 114 | 7.5% |
| Manufacturing | 90 | 6.0% |
| Real estate and rental and leasing | 88 | 5.8% |
| Finance and insurance | 70 | 4.6% |
| Administrative and support and waste management and remediation services | 70 | 4.6% |
| Wholesale trade | 61 | 4.0% |
| Arts, entertainment, and recreation | 37 | 2.5% |
| Transportation and warehousing | 26 | 1.7% |
| Information | 24 | 1.6% |
| Educational services | 20 | 1.3% |
| Mining, quarrying, and oil and gas extraction | 6 | 0.4% |
| Agriculture, forestry, fishing and hunting | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 80537 vs 80538 →
ZIP 80537 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80526
Fort Collins (80526)
44,183 residents
- 80538
Loveland (80538)
43,930 residents
- 80537
Loveland (80537)
38,821 residents
- 80513 10,296
Berthoud (80513)
10,296 residents
What this shows Among its immediate neighbors, ZIP 80537 ranks #3 by population - useful context the national average alone can't give.
ZIP 80537 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80513
Berthoud (80513)
$126,726 median income
- 80526
Fort Collins (80526)
$88,686 median income
- 80538
Loveland (80538)
$86,671 median income
- 80537
Loveland (80537)
$86,325 median income
What this shows By household income, ZIP 80537 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 80537, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,821 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Larimer County
Related Areas
Frequently Asked Questions
What county is ZIP code 80537 in?
ZIP code 80537 (Loveland) is located in Larimer County, Colorado. Larimer County contains multiple ZIP codes, see the full list at /counties/larimer-co.
What is the population of ZIP code 80537?
ZIP code 80537 in Loveland, CO has a population of 38,821 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80537?
The median household income in ZIP 80537 is $86,325, which is 13% above the national average of $76,288.
What is the average home value in ZIP 80537?
The median home value in ZIP 80537 is $484,300, which is 74% above the national average of $278,155.
What is the demographic makeup of ZIP 80537?
The largest racial group in ZIP 80537 is White at 84.6%. Hispanic or Latino residents make up 13.0% of the population.
How many businesses are in ZIP code 80537?
ZIP code 80537 has 1,511 business establishments employing approximately 17,163 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80537?
The top industries by establishment count in ZIP 80537 are: Construction (254), Professional, scientific, and technical services (201), Other services (except public administration) (169). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 80537?
According to the FHFA House Price Index, home values in ZIP 80537 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 193%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80537?
In ZIP code 80537, 61.6% of residents aged 25+ have a high school diploma or higher, and 38.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 80537?
The mean commute time for workers in ZIP code 80537 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 80537?
In ZIP code 80537, approximately 63.5% of occupied housing units are owner-occupied and 36.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80537?
The poverty rate in ZIP code 80537 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 80537's numbers, next.
- See how ZIP 80537 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Loveland, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.