Fort Collins, CO · standard
ZIP Code 80528
Larimer County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,946
- 365/sq mi High-density area
- $130,350
- Median income Above-median income area
- $705,000
- Median home value Above-median home value
- 65.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fort Collins pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 365
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80528 against every reporting US ZIP.
ZIP code 80528 is a mid-sized community (a standard USPS delivery area) in Fort Collins, Larimer County, Colorado, home to 17,946 residents across 49.1 square miles, a density of 365 people per square mile, in the Denver time zone.
ZIP 80528 skews affluent, with a median household income of $130,350 (47% above the average Colorado ZIP), while per-capita income is $60,703. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.1% and unemployment is 2.7%. Housing is both higher-cost and owner-heavy: median home value is $705,000 (46% above the average Colorado ZIP), while 67.1% of occupied homes are owner-occupied and median rent is $1,929.
This is a highly-educated ZIP: 65.6% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 21 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Larimer County, so 80528 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 80528
Top 5 sectors by establishment count in Fort Collins, CO
Which industries have the most business establishments in ZIP 80528.
- Professional, scientific, and technical services
Professional, scientific, and technical services
115 establishments
- Health care and social assistance
Health care and social assistance
98 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
90 establishments
- Finance and insurance
Finance and insurance
56 establishments
- Accommodation and food services
Accommodation and food services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80528, Fort Collins, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,946
Population
49.1
Area (sq mi)
365
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 80528?
35.7
Median Age
50.2%
Male
49.8%
Female
11.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$130,350
Median Household Income
+47% vs state ZIP avg
$60,703
Per Capita Income
6.1%
Poverty Rate
2.7%
Unemployment Rate
20.6 min
Mean Commute Time
How ZIP 80528 ranks among Colorado ZIPs
Fort Collins, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$130,350 Top 12% higher than 88% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,639housing units
9,639
Total Housing Units
9,325
Occupied Units
314
Vacant Units
2.67
Avg Household Size
Occupancy Type
$705,000
Median Home Value
+46% vs state ZIP avg
$1,929
Median Rent
2006
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.2%
YoY Change (2024)
242
HPI Index (2000 = 100)
+142%
Total Change Since 2000
Home values in ZIP 80528 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +3.2% | 184 |
| 2020 | +4.0% | 191 |
| 2021 | +5.4% | 201 |
| 2022 | +3.2% | 208 |
| 2024 | – | 242 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 618 business establishments in ZIP 80528, employing approximately 7,494 people with a combined annual payroll of $650,492,000.
618
Businesses
7,494
Employees
$650.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 115 | 18.6% |
| Health care and social assistance | 98 | 15.9% |
| Real estate and rental and leasing | 90 | 14.6% |
| Finance and insurance | 56 | 9.1% |
| Accommodation and food services | 46 | 7.4% |
| Construction | 31 | 5.0% |
| Retail trade | 30 | 4.8% |
| Other services (except public administration) | 29 | 4.7% |
| Arts, entertainment, and recreation | 22 | 3.6% |
| Administrative and support and waste management and remediation services | 21 | 3.4% |
| Wholesale trade | 20 | 3.2% |
| Information | 19 | 3.1% |
| Transportation and warehousing | 12 | 1.9% |
| Manufacturing | 11 | 1.8% |
| Educational services | 10 | 1.6% |
| Industries not classified | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 80528 vs 80547 →
ZIP 80528 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80525
Fort Collins (80525)
48,419 residents
- 80526
Fort Collins (80526)
44,183 residents
- 80521
Fort Collins (80521)
33,409 residents
- 80550
Windsor (80550)
20,675 residents
- 80528 17,946
Fort Collins (80528)
17,946 residents
- 80547 624
Timnath (80547)
624 residents
What this shows Among its immediate neighbors, ZIP 80528 ranks #5 by population - useful context the national average alone can't give.
ZIP 80528 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80547
Timnath (80547)
$180,492 median income
- 80528
Fort Collins (80528)
$130,350 median income
- 80550
Windsor (80550)
$126,132 median income
- 80525
Fort Collins (80525)
$91,636 median income
- 80526
Fort Collins (80526)
$88,686 median income
- 80521 $58,082
Fort Collins (80521)
$58,082 median income
What this shows By household income, ZIP 80528 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 80528, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,946 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Larimer County
Related Areas
Frequently Asked Questions
What county is ZIP code 80528 in?
ZIP code 80528 (Fort Collins) is located in Larimer County, Colorado. Larimer County contains multiple ZIP codes, see the full list at /counties/larimer-co.
What is the population of ZIP code 80528?
ZIP code 80528 in Fort Collins, CO has a population of 17,946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80528?
The median household income in ZIP 80528 is $130,350, which is 71% above the national average of $76,288.
What is the average home value in ZIP 80528?
The median home value in ZIP 80528 is $705,000, which is 153% above the national average of $278,155.
What is the demographic makeup of ZIP 80528?
The largest racial group in ZIP 80528 is White at 74.2%. Hispanic or Latino residents make up 15.6% of the population.
How many businesses are in ZIP code 80528?
ZIP code 80528 has 618 business establishments employing approximately 7,494 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80528?
The top industries by establishment count in ZIP 80528 are: Professional, scientific, and technical services (115), Health care and social assistance (98), Real estate and rental and leasing (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 80528?
According to the FHFA House Price Index, home values in ZIP 80528 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80528?
In ZIP code 80528, 76.7% of residents aged 25+ have a high school diploma or higher, and 65.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 80528?
The mean commute time for workers in ZIP code 80528 is 20.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 80528?
In ZIP code 80528, approximately 67.1% of occupied housing units are owner-occupied and 32.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80528?
The poverty rate in ZIP code 80528 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 80528's numbers, next.
- See how ZIP 80528 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Collins, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.