PlainZIP

Fort Collins, CO · standard

ZIP Code 80528

Larimer County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,946
365/sq mi
$130,350
Median income
$705,000
Median home value
65.6%
Bachelor's or higher

The verdict

Fort Collins pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 6%
home value, US ZIPs
365
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80528 against every reporting US ZIP.

ZIP code 80528 is a mid-sized community (a standard USPS delivery area) in Fort Collins, Larimer County, Colorado, home to 17,946 residents across 49.1 square miles, a density of 365 people per square mile, in the Denver time zone.

ZIP 80528 skews affluent, with a median household income of $130,350 (47% above the Colorado average), while per-capita income is $60,703. The poverty rate stands at 6.1% and the unemployment rate at 2.7%. On housing, the median home value is $705,000 (46% above the state average) with median rent at $1,929 per month, and 67.1% of occupied units are owner-occupied.

This is a highly-educated ZIP: 65.6% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 21 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 80528, plus 6 more within Larimer County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 80528

Top 5 sectors by establishment count in Fort Collins, CO

Which industries have the most business establishments in ZIP 80528.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80528, Fort Collins, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,946

Population

49.1

Area (sq mi)

365

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 80528?

35.7

Median Age

50.2%

Male

49.8%

Female

11.3%

Foreign-Born

White 74.2%
African American 1.7%
Asian 6.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.0%
Hispanic or Latino 15.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,350

Median Household Income

+47% vs state

$60,703

Per Capita Income

6.1%

Poverty Rate

2.7%

Unemployment Rate

20.6 min

Mean Commute Time

How ZIP 80528 ranks nationally

Fort Collins, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$130,350 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.7%
Bachelor's Degree or Higher 65.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,639

Total Housing Units

9,325

Occupied Units

314

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 67.1%
Renter 32.9%

$705,000

Median Home Value

+46% vs state

$1,929

Median Rent

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 80528 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.2% 184
2020 +4.0% 191
2021 +5.4% 201
2022 +3.2% 208
2024 – 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 618 business establishments in ZIP 80528, employing approximately 7,494 people with a combined annual payroll of $650,492,000.

618

Businesses

7,494

Employees

$650.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 115 18.6%
Health care and social assistance 98 15.9%
Real estate and rental and leasing 90 14.6%
Finance and insurance 56 9.1%
Accommodation and food services 46 7.4%
Construction 31 5.0%
Retail trade 30 4.8%
Other services (except public administration) 29 4.7%
Arts, entertainment, and recreation 22 3.6%
Administrative and support and waste management and remediation services 21 3.4%
Wholesale trade 20 3.2%
Information 19 3.1%
Transportation and warehousing 12 1.9%
Manufacturing 11 1.8%
Educational services 10 1.6%
Industries not classified 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 80528 vs 80547 →

ZIP 80528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 80528 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 80528 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 80528 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
80547 Timnath, CO 624 2.8 mi
80525 Fort Collins, CO 48,419 3.0 mi
80550 Windsor, CO 20,675 5.4 mi
80526 Fort Collins, CO 44,183 7.6 mi
80521 Fort Collins, CO 33,409 9.5 mi

More ZIP Codes in Larimer County

80525 standard
Fort Collins, CO
Pop: 48,419
80526 standard
Fort Collins, CO
Pop: 44,183
80538 standard
Loveland, CO
Pop: 43,930
80537 standard
Loveland, CO
Pop: 38,821
80521 standard
Fort Collins, CO
Pop: 33,409
80524 standard
Fort Collins, CO
Pop: 31,668

Related Areas

Larimer County Fort Collins, CO Colorado

Frequently Asked Questions

What county is ZIP code 80528 in? ▼
ZIP code 80528 (Fort Collins) is located in Larimer County, Colorado. Larimer County contains multiple ZIP codes, see the full list at /counties/larimer-co.
What is the population of ZIP code 80528? ▼
ZIP code 80528 in Fort Collins, CO has a population of 17,946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80528? ▼
The median household income in ZIP 80528 is $130,350, which is 71% above the national average of $76,288.
What is the average home value in ZIP 80528? ▼
The median home value in ZIP 80528 is $705,000, which is 153% above the national average of $278,155.
What is the demographic makeup of ZIP 80528? ▼
The largest racial group in ZIP 80528 is White at 74.2%. Hispanic or Latino residents make up 15.6% of the population.
How many businesses are in ZIP code 80528? ▼
ZIP code 80528 has 618 business establishments employing approximately 7,494 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80528? ▼
The top industries by establishment count in ZIP 80528 are: Professional, scientific, and technical services (115), Health care and social assistance (98), Real estate and rental and leasing (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 80528? ▼
According to the FHFA House Price Index, home values in ZIP 80528 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80528? ▼
In ZIP code 80528, 76.7% of residents aged 25+ have a high school diploma or higher, and 65.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 80528? ▼
The mean commute time for workers in ZIP code 80528 is 20.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 80528? ▼
In ZIP code 80528, approximately 67.1% of occupied housing units are owner-occupied and 32.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80528? ▼
The poverty rate in ZIP code 80528 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.