PlainZIP

Fort Collins, CO · standard

ZIP Code 80524

Larimer County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,668
97/sq mi
$85,035
Median income
$561,400
Median home value
52.8%
Bachelor's or higher

The verdict

Fort Collins pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 11%
home value, US ZIPs
97
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80524 against every reporting US ZIP.

ZIP code 80524 is a densely settled ZIP (a standard USPS delivery area) in Fort Collins, Larimer County, Colorado, with 31,668 residents across 327.8 square miles, a density of 97 people per square mile, in the Denver time zone.

ZIP 80524 lands in the middle-income range, with a median household income of $85,035 (4% below the Colorado average), while per-capita income is $50,462. 14.2% of residents live below the poverty line, and the unemployment rate reads 4.4%. Median home value sits at $561,400 (16% above the state average), median rent at $1,697 a month, and owner-occupancy at 64.3%.

This is a highly-educated ZIP: 52.8% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 22 minutes. To put 80524 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Larimer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 80524

Top 5 sectors by establishment count in Fort Collins, CO

Which industries have the most business establishments in ZIP 80524.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80524, Fort Collins, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,668

Population

327.8

Area (sq mi)

97

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 80524?

35.9

Median Age

50.3%

Male

49.7%

Female

8.1%

Foreign-Born

White 80.1%
African American 1.2%
Asian 1.2%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.2%
Hispanic or Latino 17.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,035

Median Household Income

-4% vs state

$50,462

Per Capita Income

14.2%

Poverty Rate

4.4%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 80524 ranks nationally

Fort Collins, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,035 Top 32% higher than 68% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.2%
Bachelor's Degree or Higher 52.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,180

Total Housing Units

17,399

Occupied Units

781

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 64.3%
Renter 35.7%

$561,400

Median Home Value

+16% vs state

$1,697

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

312

HPI Index (2000 = 100)

+212%

Total Change Since 2000

Home values in ZIP 80524 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.2% 220
2021 +7.7% 238
2022 +18.8% 282
2023 +8.5% 306
2024 +1.9% 312

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,113 business establishments in ZIP 80524, employing approximately 26,770 people with a combined annual payroll of $1,606,699,000.

2,113

Businesses

26,770

Employees

$1.6B

Annual Payroll

20

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 343 16.2%
Retail trade 242 11.4%
Construction 240 11.4%
Other services (except public administration) 201 9.5%
Accommodation and food services 194 9.2%
Health care and social assistance 174 8.2%
Manufacturing 136 6.4%
Real estate and rental and leasing 120 5.7%
Administrative and support and waste management and remediation services 119 5.6%
Wholesale trade 101 4.8%
Finance and insurance 75 3.5%
Arts, entertainment, and recreation 41 1.9%
Information 38 1.8%
Transportation and warehousing 34 1.6%
Educational services 29 1.4%
Agriculture, forestry, fishing and hunting 9 0.4%
Mining, quarrying, and oil and gas extraction 5 0.2%
Industries not classified 5 0.2%
Management of companies and enterprises 4 0.2%
Utilities 3 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 80524 vs 80525 →

ZIP 80524 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 80524 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 80524 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 80524 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
80525 Fort Collins, CO 48,419 8.6 mi
80521 Fort Collins, CO 33,409 6.7 mi
80547 Timnath, CO 624 9.4 mi
80526 Fort Collins, CO 44,183 10.7 mi

More ZIP Codes in Larimer County

80525 standard
Fort Collins, CO
Pop: 48,419
80526 standard
Fort Collins, CO
Pop: 44,183
80538 standard
Loveland, CO
Pop: 43,930
80537 standard
Loveland, CO
Pop: 38,821
80521 standard
Fort Collins, CO
Pop: 33,409
80528 standard
Fort Collins, CO
Pop: 17,946

Related Areas

Larimer County Fort Collins, CO Colorado

Frequently Asked Questions

What county is ZIP code 80524 in? ▼
ZIP code 80524 (Fort Collins) is located in Larimer County, Colorado. Larimer County contains multiple ZIP codes, see the full list at /counties/larimer-co.
What is the population of ZIP code 80524? ▼
ZIP code 80524 in Fort Collins, CO has a population of 31,668 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80524? ▼
The median household income in ZIP 80524 is $85,035, which is 11% above the national average of $76,288.
What is the average home value in ZIP 80524? ▼
The median home value in ZIP 80524 is $561,400, which is 102% above the national average of $278,155.
What is the demographic makeup of ZIP 80524? ▼
The largest racial group in ZIP 80524 is White at 80.1%. Hispanic or Latino residents make up 17.3% of the population.
How many businesses are in ZIP code 80524? ▼
ZIP code 80524 has 2,113 business establishments employing approximately 26,770 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80524? ▼
The top industries by establishment count in ZIP 80524 are: Professional, scientific, and technical services (343), Retail trade (242), Construction (240). There are 20 industry sectors represented in total.
How have home values changed in ZIP code 80524? ▼
According to the FHFA House Price Index, home values in ZIP 80524 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80524? ▼
In ZIP code 80524, 69.2% of residents aged 25+ have a high school diploma or higher, and 52.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 80524? ▼
The mean commute time for workers in ZIP code 80524 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 80524? ▼
In ZIP code 80524, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80524? ▼
The poverty rate in ZIP code 80524 is 14.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.