B-

Lowell, MI

Source:

Affordability Score: 68/100

Population: 16,627 · 1 ZIP codes

The affordability dashboard for Lowell, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,627 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $91,800, median home value of $315,300, median rent of $1,295 per month, and 38.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,531 per month (studio $1,232, 1BR $1,278, 3BR $1,980, 4BR $2,189). Department of Labor data lists infant center-based childcare at $9,006 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lowell, MI include income, rent, childcare. Unemployment currently reads 1.1% and poverty 4.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$91,800
Median household income
Education B-
38.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $315,300 vs income
Commute C-
25 min
Average commute time
Rent B+
$1,531/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$9,006/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$91,800
▲ 48% vs national
Per Capita Income
$40,823
Unemployment Rate
1.1%
Poverty Rate
4.2%

Housing

Median Home Value
$315,300
▲ 15% vs national
Median Rent
$1,295/mo
Owner Occupied
86.4%
2BR Fair Market Rent
$1,531/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,232
1BR
$1,278
2BR
$1,531
3BR
$1,980
4BR
$2,189

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.8%
▲ 9 ppt vs national
High School+
62.5%
Median Age
39.1
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,006/yr
10% of income
Toddler (Center)
$9,006/yr
Preschool (Center)
$7,080/yr
School-Age (Center)
$6,160/yr

What This Means

Lowell, MI receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 16,627. This area performs well in income and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lowell ZIP Codes
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What are common questions about this dashboard?

Is Lowell, MI affordable?
Lowell, MI receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $91,800. Median home value is $315,300.
What is the cost of living in Lowell?
Key cost metrics: Median rent $1,295/mo. 2BR fair market rent $1,531/mo. Infant childcare $9,006/yr. Median home value $315,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →