D

Lowndesboro, AL

Source:

Affordability Score: 47/100

Population: 1,644 · 1 ZIP codes

The affordability dashboard for Lowndesboro, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,644 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $44,153, median home value of $124,700, median rent of per month, and 21.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,016 per month (studio $860, 1BR $870, 3BR $1,304, 4BR $1,537). Department of Labor data lists infant center-based childcare at $7,532 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 2.7% and poverty 11.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,153
Median household income
Education F
21.8%
Bachelor's degree or higher
Housing B
2.8x
Home value $124,700 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,016/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$7,532/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$44,153
▼ 29% vs national
Per Capita Income
$38,405
Unemployment Rate
2.7%
Poverty Rate
11.0%

Housing

Median Home Value
$124,700
▼ 55% vs national
Median Rent
Owner Occupied
95.0%
2BR Fair Market Rent
$1,016/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$860
1BR
$870
2BR
$1,016
3BR
$1,304
4BR
$1,537

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.8%
▼ 8 ppt vs national
High School+
61.3%
Median Age
57.9
Avg. Commute

Childcare Costs

Infant (Center)
$7,532/yr
17% of income
Toddler (Center)
$7,171/yr
Preschool (Center)
$6,456/yr
School-Age (Center)
$5,862/yr

What This Means

Lowndesboro, AL receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 1,644. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Lowndesboro, AL affordable?
Lowndesboro, AL receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,153. Median home value is $124,700.
What is the cost of living in Lowndesboro?
Key cost metrics: 2BR fair market rent $1,016/mo. Infant childcare $7,532/yr. Median home value $124,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →