B-

Luray, MO

Source:

Affordability Score: 65/100

Population: 519 · 1 ZIP codes

The affordability dashboard for Luray, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 519 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $74,028, median home value of $225,000, median rent of per month, and 22.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $888 per month (studio $660, 1BR $677, 3BR $1,154, 4BR $1,320).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Luray, MO include rent. Pressure points are education. Unemployment currently reads 0.0% and poverty 15.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,028
Median household income
Education F
22.5%
Bachelor's degree or higher
Housing B-
3.0x
Home value $225,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$888/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$74,028
▲ 19% vs national
Per Capita Income
$42,252
Unemployment Rate
0.0%
Poverty Rate
15.7%

Housing

Median Home Value
$225,000
▼ 18% vs national
Median Rent
Owner Occupied
81.1%
2BR Fair Market Rent
$888/mo
▼ 26% vs national

Fair Market Rents by Bedroom

Studio
$660
1BR
$677
2BR
$888
3BR
$1,154
4BR
$1,320

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.5%
▼ 7 ppt vs national
High School+
64.3%
Median Age
29.2
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Luray, MO receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 519. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Luray ZIP Codes
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What are common questions about this dashboard?

Is Luray, MO affordable?
Luray, MO receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,028. Median home value is $225,000.
What is the cost of living in Luray?
Key cost metrics: 2BR fair market rent $888/mo. Median home value $225,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →