F

Macksburg, IA

Source:

Affordability Score: 27/100

Population: 255 · 1 ZIP codes

The affordability dashboard for Macksburg, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 255 residents, then layers in county-level federal data to produce an overall grade of F (27/100). The headline inputs are median household income of $33,125, median home value of $95,000, median rent of $794 per month, and 9.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $8,763 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 13.0% and poverty 6.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$33,125
Median household income
Education F
9.2%
Bachelor's degree or higher
Housing B
2.9x
Home value $95,000 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,318/mo
2BR fair market rent (48% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,763/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$33,125
▼ 47% vs national
Per Capita Income
$34,539
Unemployment Rate
13.0%
Poverty Rate
6.4%

Housing

Median Home Value
$95,000
▼ 65% vs national
Median Rent
$794/mo
Owner Occupied
83.7%
2BR Fair Market Rent
$1,318/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$1,063
1BR
$1,109
2BR
$1,318
3BR
$1,794
4BR
$1,841

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.2%
▼ 21 ppt vs national
High School+
60.5%
Median Age
53.5
Avg. Commute

Childcare Costs

Infant (Center)
$8,763/yr
26% of income
Toddler (Center)
$7,551/yr
Preschool (Center)
$7,551/yr
School-Age (Center)
$6,041/yr

What This Means

Macksburg, IA receives an overall affordability grade of F (27/100), aggregated from 1 ZIP codes with a total population of 255. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Macksburg, IA affordable?
Macksburg, IA receives an overall affordability grade of F (27/100) based on Census, HUD, FBI, and DOL data. Median household income is $33,125. Median home value is $95,000.
What is the cost of living in Macksburg?
Key cost metrics: Median rent $794/mo. 2BR fair market rent $1,318/mo. Infant childcare $8,763/yr. Median home value $95,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →