B+

Malcolm, NE

Source:

Affordability Score: 76/100

Population: 1,210 · 1 ZIP codes

The affordability dashboard for Malcolm, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,210 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $123,000, median home value of $449,000, median rent of $915 per month, and 50.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,141 per month (studio $855, 1BR $926, 3BR $1,587, 4BR $1,712). Department of Labor data lists infant center-based childcare at $12,675 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Malcolm, NE include income, education, rent. Unemployment currently reads 1.2% and poverty 6.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$123,000
Median household income
Education A-
50.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $449,000 vs income
Commute C+
23 min
Average commute time
Rent A+
$1,141/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$12,675/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$123,000
▲ 98% vs national
Per Capita Income
$55,192
Unemployment Rate
1.2%
Poverty Rate
6.0%

Housing

Median Home Value
$449,000
▲ 63% vs national
Median Rent
$915/mo
Owner Occupied
84.2%
2BR Fair Market Rent
$1,141/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$855
1BR
$926
2BR
$1,141
3BR
$1,587
4BR
$1,712

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
50.2%
▲ 20 ppt vs national
High School+
65.4%
Median Age
39.2
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$12,675/yr
10% of income
Toddler (Center)
$11,759/yr
Preschool (Center)
$10,660/yr
School-Age (Center)
$9,208/yr

What This Means

Malcolm, NE receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 1,210. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Malcolm, NE affordable?
Malcolm, NE receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $123,000. Median home value is $449,000.
What is the cost of living in Malcolm?
Key cost metrics: Median rent $915/mo. 2BR fair market rent $1,141/mo. Infant childcare $12,675/yr. Median home value $449,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →