A-

Malcom, IA

Source:

Affordability Score: 83/100

Population: 762 · 1 ZIP codes

The affordability dashboard for Malcom, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 762 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $115,000, median home value of $157,500, median rent of $638 per month, and 29.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $988 per month (studio $733, 1BR $853, 3BR $1,303, 4BR $1,308). Department of Labor data lists infant center-based childcare at $8,396 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Malcom, IA include income, housing, rent, childcare. Unemployment currently reads 0.4% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$115,000
Median household income
Education D
29.2%
Bachelor's degree or higher
Housing A+
1.4x
Home value $157,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$988/mo
2BR fair market rent (10% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$8,396/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$115,000
▲ 85% vs national
Per Capita Income
$61,786
Unemployment Rate
0.4%
Poverty Rate
6.6%

Housing

Median Home Value
$157,500
▼ 43% vs national
Median Rent
$638/mo
Owner Occupied
82.4%
2BR Fair Market Rent
$988/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$733
1BR
$853
2BR
$988
3BR
$1,303
4BR
$1,308

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.2%
▼ 1 ppt vs national
High School+
81.6%
Median Age
43.9
Avg. Commute

Childcare Costs

Infant (Center)
$8,396/yr
7% of income
Toddler (Center)
$7,235/yr
Preschool (Center)
$7,235/yr
School-Age (Center)
$5,788/yr

What This Means

Malcom, IA receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 762. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Malcom, IA affordable?
Malcom, IA receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $115,000. Median home value is $157,500.
What is the cost of living in Malcom?
Key cost metrics: Median rent $638/mo. 2BR fair market rent $988/mo. Infant childcare $8,396/yr. Median home value $157,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →