D

Malone, TX

Source:

Affordability Score: 45/100

Population: 506 · 1 ZIP codes

The affordability dashboard for Malone, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 506 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $49,375, median home value of $174,300, median rent of $869 per month, and 13.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,023 per month (studio $705, 1BR $802, 3BR $1,397, 4BR $1,716). Department of Labor data lists infant center-based childcare at $6,968 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 25.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,375
Median household income
Education F
13.7%
Bachelor's degree or higher
Housing D
3.5x
Home value $174,300 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,023/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$6,968/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$49,375
▼ 20% vs national
Per Capita Income
$25,410
Unemployment Rate
0.0%
Poverty Rate
25.3%

Housing

Median Home Value
$174,300
▼ 37% vs national
Median Rent
$869/mo
Owner Occupied
89.9%
2BR Fair Market Rent
$1,023/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$802
2BR
$1,023
3BR
$1,397
4BR
$1,716

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.7%
▼ 16 ppt vs national
High School+
47.1%
Median Age
35.3
Avg. Commute

Childcare Costs

Infant (Center)
$6,968/yr
14% of income
Toddler (Center)
$6,604/yr
Preschool (Center)
$6,448/yr
School-Age (Center)
$6,084/yr

What This Means

Malone, TX receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 506. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Malone ZIP Codes
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What are common questions about this dashboard?

Is Malone, TX affordable?
Malone, TX receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,375. Median home value is $174,300.
What is the cost of living in Malone?
Key cost metrics: Median rent $869/mo. 2BR fair market rent $1,023/mo. Infant childcare $6,968/yr. Median home value $174,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →