C

Marshall, TX

Source:

Affordability Score: 58/100

Population: 34,387 · 2 ZIP codes

The affordability dashboard for Marshall, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 34,387 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $56,419, median home value of $142,181, median rent of $1,000 per month, and 19.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,260 per month (studio $869, 1BR $960, 3BR $1,511, 4BR $1,668). Department of Labor data lists infant center-based childcare at $6,448 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Marshall, TX include housing. Pressure points are education. Unemployment currently reads 7.3% and poverty 21.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,419
Median household income
Education F
19.9%
Bachelor's degree or higher
Housing A-
2.5x
Home value $142,181 vs income
Commute B-
22 min
Average commute time
Rent C+
$1,260/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,448/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$56,419
▼ 9% vs national
Per Capita Income
$28,615
Unemployment Rate
7.3%
Poverty Rate
21.3%

Housing

Median Home Value
$142,181
▼ 48% vs national
Median Rent
$1,000/mo
Owner Occupied
69.8%
2BR Fair Market Rent
$1,260/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$869
1BR
$960
2BR
$1,260
3BR
$1,511
4BR
$1,668

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.9%
▼ 10 ppt vs national
High School+
52.5%
Median Age
35.4
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$6,448/yr
11% of income
Toddler (Center)
$6,136/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,720/yr

What This Means

Marshall, TX receives an overall affordability grade of C (58/100), aggregated from 2 ZIP codes with a total population of 34,387. This area performs well in housing. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Marshall ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Marshall, TX affordable?
Marshall, TX receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,419. Median home value is $142,181.
What is the cost of living in Marshall?
Key cost metrics: Median rent $1,000/mo. 2BR fair market rent $1,260/mo. Infant childcare $6,448/yr. Median home value $142,181.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →