D

Martensdale, IA

Source:

Affordability Score: 49/100

Population: 465 · 1 ZIP codes

The affordability dashboard for Martensdale, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 465 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $57,500, median home value of $181,400, median rent of $858 per month, and 15.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $8,804 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 2.1% and poverty 10.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,500
Median household income
Education F
15.6%
Bachelor's degree or higher
Housing C+
3.2x
Home value $181,400 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,318/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$8,804/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$57,500
▼ 7% vs national
Per Capita Income
$29,418
Unemployment Rate
2.1%
Poverty Rate
10.2%

Housing

Median Home Value
$181,400
▼ 34% vs national
Median Rent
$858/mo
Owner Occupied
71.8%
2BR Fair Market Rent
$1,318/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$1,063
1BR
$1,109
2BR
$1,318
3BR
$1,794
4BR
$1,841

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.6%
▼ 14 ppt vs national
High School+
60.0%
Median Age
30.3
Avg. Commute

Childcare Costs

Infant (Center)
$8,804/yr
15% of income
Toddler (Center)
$7,586/yr
Preschool (Center)
$7,586/yr
School-Age (Center)
$6,069/yr

What This Means

Martensdale, IA receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 465. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Martensdale, IA affordable?
Martensdale, IA receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,500. Median home value is $181,400.
What is the cost of living in Martensdale?
Key cost metrics: Median rent $858/mo. 2BR fair market rent $1,318/mo. Infant childcare $8,804/yr. Median home value $181,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →