D

Mascot, TN

Source:

Affordability Score: 43/100

Population: 2,868 · 1 ZIP codes

The affordability dashboard for Mascot, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,868 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $59,605, median home value of $221,400, median rent of $804 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,471 per month (studio $1,177, 1BR $1,184, 3BR $1,864, 4BR $2,172). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute, childcare. Unemployment currently reads 2.0% and poverty 15.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,605
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing D
3.7x
Home value $221,400 vs income
Commute F
29 min
Average commute time
Rent C-
$1,471/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,007/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$59,605
▼ 4% vs national
Per Capita Income
$34,456
Unemployment Rate
2.0%
Poverty Rate
15.8%

Housing

Median Home Value
$221,400
▼ 19% vs national
Median Rent
$804/mo
Owner Occupied
77.7%
2BR Fair Market Rent
$1,471/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,177
1BR
$1,184
2BR
$1,471
3BR
$1,864
4BR
$2,172

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
55.9%
Median Age
43.6
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
18% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Mascot, TN receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 2,868. Challenges include education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mascot ZIP Codes
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What are common questions about this dashboard?

Is Mascot, TN affordable?
Mascot, TN receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,605. Median home value is $221,400.
What is the cost of living in Mascot?
Key cost metrics: Median rent $804/mo. 2BR fair market rent $1,471/mo. Infant childcare $11,007/yr. Median home value $221,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →