B-

Mason City, NE

Source:

Affordability Score: 69/100

Population: 417 · 1 ZIP codes

The affordability dashboard for Mason City, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 417 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $78,750, median home value of $235,000, median rent of $879 per month, and 30.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $732, 3BR $1,337, 4BR $1,472). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mason City, NE include rent. Unemployment currently reads 0.0% and poverty 5.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,750
Median household income
Education C-
30.3%
Bachelor's degree or higher
Housing B-
3.0x
Home value $235,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$961/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,737/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$78,750
▲ 27% vs national
Per Capita Income
$36,300
Unemployment Rate
0.0%
Poverty Rate
5.3%

Housing

Median Home Value
$235,000
▼ 15% vs national
Median Rent
$879/mo
Owner Occupied
79.6%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$732
2BR
$961
3BR
$1,337
4BR
$1,472

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.3%
▲ 0 ppt vs national
High School+
56.2%
Median Age
34.1
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
12% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Mason City, NE receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 417. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Mason City, NE affordable?
Mason City, NE receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,750. Median home value is $235,000.
What is the cost of living in Mason City?
Key cost metrics: Median rent $879/mo. 2BR fair market rent $961/mo. Infant childcare $9,737/yr. Median home value $235,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →