C+

Mcallen, TX

Source:

Affordability Score: 64/100

Population: 131,628 · 3 ZIP codes

The affordability dashboard for Mcallen, TX aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 131,628 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $61,456, median home value of $180,758, median rent of $1,068 per month, and 31.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,060 per month (studio $842, 1BR $847, 3BR $1,376, 4BR $1,522). Department of Labor data lists infant center-based childcare at $7,488 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mcallen, TX include rent. Unemployment currently reads 6.1% and poverty 21.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,456
Median household income
Education C-
31.9%
Bachelor's degree or higher
Housing B-
2.9x
Home value $180,758 vs income
Commute B-
21 min
Average commute time
Rent B+
$1,060/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$7,488/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$61,456
▼ 1% vs national
Per Capita Income
$30,119
Unemployment Rate
6.1%
Poverty Rate
21.1%

Housing

Median Home Value
$180,758
▼ 34% vs national
Median Rent
$1,068/mo
Owner Occupied
58.9%
2BR Fair Market Rent
$1,060/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$842
1BR
$847
2BR
$1,060
3BR
$1,376
4BR
$1,522

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.9%
▲ 2 ppt vs national
High School+
53.7%
Median Age
34.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$7,488/yr
12% of income
Toddler (Center)
$7,072/yr
Preschool (Center)
$6,916/yr
School-Age (Center)
$6,552/yr

What This Means

Mcallen, TX receives an overall affordability grade of C+ (64/100), aggregated from 3 ZIP codes with a total population of 131,628. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mcallen ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Mcallen, TX affordable?
Mcallen, TX receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,456. Median home value is $180,758.
What is the cost of living in Mcallen?
Key cost metrics: Median rent $1,068/mo. 2BR fair market rent $1,060/mo. Infant childcare $7,488/yr. Median home value $180,758.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →