C+

Mechanicsburg, OH

Source:

Affordability Score: 62/100

Population: 5,528 · 1 ZIP codes

The affordability dashboard for Mechanicsburg, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,528 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $76,397, median home value of $235,400, median rent of $830 per month, and 16.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,046 per month (studio $737, 1BR $818, 3BR $1,333, 4BR $1,470). Department of Labor data lists infant center-based childcare at $9,025 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mechanicsburg, OH include rent. Pressure points are education. Unemployment currently reads 2.6% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,397
Median household income
Education F
16.3%
Bachelor's degree or higher
Housing C+
3.1x
Home value $235,400 vs income
Commute D
26 min
Average commute time
Rent A
$1,046/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,025/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$76,397
▲ 23% vs national
Per Capita Income
$34,502
Unemployment Rate
2.6%
Poverty Rate
11.2%

Housing

Median Home Value
$235,400
▼ 14% vs national
Median Rent
$830/mo
Owner Occupied
78.7%
2BR Fair Market Rent
$1,046/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$818
2BR
$1,046
3BR
$1,333
4BR
$1,470

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.3%
▼ 14 ppt vs national
High School+
65.7%
Median Age
39.8
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$9,025/yr
12% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,384/yr
School-Age (Center)
$5,200/yr

What This Means

Mechanicsburg, OH receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 5,528. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mechanicsburg, OH affordable?
Mechanicsburg, OH receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,397. Median home value is $235,400.
What is the cost of living in Mechanicsburg?
Key cost metrics: Median rent $830/mo. 2BR fair market rent $1,046/mo. Infant childcare $9,025/yr. Median home value $235,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →