A-

Megargel, TX

Source:

Affordability Score: 82/100

Population: 299 · 1 ZIP codes

The affordability dashboard for Megargel, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 299 residents, then layers in county-level federal data to produce an overall grade of A- (82/100). The headline inputs are median household income of $86,750, median home value of $78,600, median rent of per month, and 39.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,136 per month (studio $831, 1BR $925, 3BR $1,553, 4BR $1,759). Department of Labor data lists infant center-based childcare at $6,760 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Megargel, TX include housing, rent, childcare. Unemployment currently reads 3.2% and poverty 4.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,750
Median household income
Education B-
39.3%
Bachelor's degree or higher
Housing A+
0.9x
Home value $78,600 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,136/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$6,760/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$86,750
▲ 40% vs national
Per Capita Income
$28,461
Unemployment Rate
3.2%
Poverty Rate
4.7%

Housing

Median Home Value
$78,600
▼ 71% vs national
Median Rent
Owner Occupied
85.7%
2BR Fair Market Rent
$1,136/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$831
1BR
$925
2BR
$1,136
3BR
$1,553
4BR
$1,759

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
39.3%
▲ 9 ppt vs national
High School+
78.1%
Median Age
48.5
Avg. Commute

Childcare Costs

Infant (Center)
$6,760/yr
8% of income
Toddler (Center)
$6,344/yr
Preschool (Center)
$6,188/yr
School-Age (Center)
$5,824/yr

What This Means

Megargel, TX receives an overall affordability grade of A- (82/100), aggregated from 1 ZIP codes with a total population of 299. This area performs well in housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Megargel, TX affordable?
Megargel, TX receives an overall affordability grade of A- (82/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,750. Median home value is $78,600.
What is the cost of living in Megargel?
Key cost metrics: 2BR fair market rent $1,136/mo. Infant childcare $6,760/yr. Median home value $78,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →