B-

Middle Grove, NY

Source:

Affordability Score: 65/100

Population: 2,835 · 1 ZIP codes

The affordability dashboard for Middle Grove, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,835 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $92,083, median home value of $317,300, median rent of $946 per month, and 36.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Middle Grove, NY include income. Unemployment currently reads 3.1% and poverty 11.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$92,083
Median household income
Education C+
36.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $317,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,702/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,820/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$92,083
▲ 49% vs national
Per Capita Income
$42,485
Unemployment Rate
3.1%
Poverty Rate
11.6%

Housing

Median Home Value
$317,300
▲ 15% vs national
Median Rent
$946/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$1,702/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,217
1BR
$1,417
2BR
$1,702
3BR
$2,041
4BR
$2,253

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.7%
▲ 7 ppt vs national
High School+
69.7%
Median Age
49.5
Avg. Commute

Childcare Costs

Infant (Center)
$14,820/yr
16% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Middle Grove, NY receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 2,835. This area performs well in income. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Middle Grove, NY affordable?
Middle Grove, NY receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $92,083. Median home value is $317,300.
What is the cost of living in Middle Grove?
Key cost metrics: Median rent $946/mo. 2BR fair market rent $1,702/mo. Infant childcare $14,820/yr. Median home value $317,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →