C

Middlesex, NJ

Source:

Affordability Score: 57/100

Population: 13,635 · 1 ZIP codes

The affordability dashboard for Middlesex, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,635 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $105,000, median home value of $446,400, median rent of $1,416 per month, and 36.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,486 per month (studio $1,804, 1BR $1,978, 3BR $2,981, 4BR $3,296). Department of Labor data lists infant center-based childcare at $16,325 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Middlesex, NJ include income. Pressure points are housing. Unemployment currently reads 3.6% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$105,000
Median household income
Education C+
36.9%
Bachelor's degree or higher
Housing F
4.3x
Home value $446,400 vs income
Commute D
26 min
Average commute time
Rent C-
$2,486/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,325/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$105,000
▲ 69% vs national
Per Capita Income
$51,617
Unemployment Rate
3.6%
Poverty Rate
11.3%

Housing

Median Home Value
$446,400
▲ 62% vs national
Median Rent
$1,416/mo
Owner Occupied
73.9%
2BR Fair Market Rent
$2,486/mo
▲ 107% vs national

Fair Market Rents by Bedroom

Studio
$1,804
1BR
$1,978
2BR
$2,486
3BR
$2,981
4BR
$3,296

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.9%
▲ 7 ppt vs national
High School+
67.2%
Median Age
44.3
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$16,325/yr
16% of income
Toddler (Center)
$16,085/yr
Preschool (Center)
$16,085/yr
School-Age (Center)
$7,607/yr

What This Means

Middlesex, NJ receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 13,635. This area performs well in income. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Middlesex ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Middlesex, NJ affordable?
Middlesex, NJ receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $105,000. Median home value is $446,400.
What is the cost of living in Middlesex?
Key cost metrics: Median rent $1,416/mo. 2BR fair market rent $2,486/mo. Infant childcare $16,325/yr. Median home value $446,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →