B-

Milford, OH

Source:

Affordability Score: 69/100

Population: 31,394 · 1 ZIP codes

The affordability dashboard for Milford, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 31,394 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $93,595, median home value of $288,800, median rent of $1,127 per month, and 40.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Milford, OH include income, rent. Unemployment currently reads 3.6% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$93,595
Median household income
Education B
40.5%
Bachelor's degree or higher
Housing C+
3.1x
Home value $288,800 vs income
Commute C-
25 min
Average commute time
Rent A-
$1,353/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,340/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$93,595
▲ 51% vs national
Per Capita Income
$49,546
Unemployment Rate
3.6%
Poverty Rate
6.2%

Housing

Median Home Value
$288,800
▲ 5% vs national
Median Rent
$1,127/mo
Owner Occupied
74.2%
2BR Fair Market Rent
$1,353/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.5%
▲ 11 ppt vs national
High School+
67.8%
Median Age
44.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
16% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Milford, OH receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 31,394. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Milford ZIP Codes
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What are common questions about this dashboard?

Is Milford, OH affordable?
Milford, OH receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $93,595. Median home value is $288,800.
What is the cost of living in Milford?
Key cost metrics: Median rent $1,127/mo. 2BR fair market rent $1,353/mo. Infant childcare $15,340/yr. Median home value $288,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →