D

Mill Creek, WV

Source:

Affordability Score: 46/100

Population: 1,710 · 1 ZIP codes

The affordability dashboard for Mill Creek, WV aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,710 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $46,335, median home value of $134,100, median rent of $857 per month, and 11.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $929 per month (studio $641, 1BR $708, 3BR $1,183, 4BR $1,468). Department of Labor data lists infant center-based childcare at $9,018 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 11.1% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$46,335
Median household income
Education F
11.3%
Bachelor's degree or higher
Housing B
2.9x
Home value $134,100 vs income
Commute N/A
N/A
Average commute time
Rent B-
$929/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,018/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$46,335
▼ 25% vs national
Per Capita Income
$24,117
Unemployment Rate
11.1%
Poverty Rate
11.3%

Housing

Median Home Value
$134,100
▼ 51% vs national
Median Rent
$857/mo
Owner Occupied
70.9%
2BR Fair Market Rent
$929/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$641
1BR
$708
2BR
$929
3BR
$1,183
4BR
$1,468

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.3%
▼ 19 ppt vs national
High School+
64.5%
Median Age
35.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,018/yr
19% of income
Toddler (Center)
$8,567/yr
Preschool (Center)
$8,799/yr
School-Age (Center)
$7,892/yr

What This Means

Mill Creek, WV receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 1,710. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mill Creek, WV affordable?
Mill Creek, WV receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $46,335. Median home value is $134,100.
What is the cost of living in Mill Creek?
Key cost metrics: Median rent $857/mo. 2BR fair market rent $929/mo. Infant childcare $9,018/yr. Median home value $134,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →