F

Mill Spring, MO

Source:

Affordability Score: 36/100

Population: 408 · 1 ZIP codes

The affordability dashboard for Mill Spring, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 408 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $41,513, median home value of -, median rent of $363 per month, and 12.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $888 per month (studio $660, 1BR $810, 3BR $1,065, 4BR $1,490).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.9% and poverty 22.4% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,513
Median household income
Education F
12.1%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C+
$888/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$41,513
▼ 33% vs national
Per Capita Income
$18,832
Unemployment Rate
0.9%
Poverty Rate
22.4%

Housing

Median Home Value
-
Median Rent
$363/mo
Owner Occupied
74.3%
2BR Fair Market Rent
$888/mo
▼ 26% vs national

Fair Market Rents by Bedroom

Studio
$660
1BR
$810
2BR
$888
3BR
$1,065
4BR
$1,490

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.1%
▼ 18 ppt vs national
High School+
47.5%
Median Age
39.2
Avg. Commute
-

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Mill Spring, MO receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 408. Challenges include income and education. Data was unavailable for housing, commute, safety, childcare – these dimensions were excluded from the overall score.

Other City Dashboards in MO

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What are common questions about this dashboard?

Is Mill Spring, MO affordable?
Mill Spring, MO receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,513.
What is the cost of living in Mill Spring?
Key cost metrics: Median rent $363/mo. 2BR fair market rent $888/mo.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →