D

Milton, TN

Source:

Affordability Score: 46/100

Population: 1,264 · 1 ZIP codes

The affordability dashboard for Milton, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,264 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $74,592, median home value of $478,300, median rent of per month, and 30.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,730 per month (studio $1,507, 1BR $1,578, 3BR $2,211, 4BR $2,696). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 7.1% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,592
Median household income
Education C-
30.5%
Bachelor's degree or higher
Housing F
6.4x
Home value $478,300 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,730/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,007/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$74,592
▲ 20% vs national
Per Capita Income
$32,089
Unemployment Rate
7.1%
Poverty Rate
14.2%

Housing

Median Home Value
$478,300
▲ 74% vs national
Median Rent
Owner Occupied
87.0%
2BR Fair Market Rent
$1,730/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,507
1BR
$1,578
2BR
$1,730
3BR
$2,211
4BR
$2,696

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.5%
▲ 1 ppt vs national
High School+
60.1%
Median Age
51.3
Avg. Commute

Childcare Costs

Infant (Center)
$11,007/yr
15% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Milton, TN receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 1,264. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Milton, TN affordable?
Milton, TN receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,592. Median home value is $478,300.
What is the cost of living in Milton?
Key cost metrics: 2BR fair market rent $1,730/mo. Infant childcare $11,007/yr. Median home value $478,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →