C+

Minetto, NY

Source:

Affordability Score: 63/100

Population: 224 · 1 ZIP codes

The affordability dashboard for Minetto, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 224 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $72,857, median home value of $153,100, median rent of per month, and 23.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,392 per month (studio $995, 1BR $1,123, 3BR $1,691, 4BR $1,848). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Minetto, NY include housing. Pressure points are education. Unemployment currently reads 2.5% and poverty 13.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,857
Median household income
Education F
23.9%
Bachelor's degree or higher
Housing A
2.1x
Home value $153,100 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,392/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$72,857
▲ 18% vs national
Per Capita Income
$33,210
Unemployment Rate
2.5%
Poverty Rate
13.4%

Housing

Median Home Value
$153,100
▼ 44% vs national
Median Rent
Owner Occupied
93.5%
2BR Fair Market Rent
$1,392/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,123
2BR
$1,392
3BR
$1,691
4BR
$1,848

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.9%
▼ 6 ppt vs national
High School+
50.4%
Median Age
57.1
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
18% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Minetto, NY receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 224. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Minetto, NY affordable?
Minetto, NY receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,857. Median home value is $153,100.
What is the cost of living in Minetto?
Key cost metrics: 2BR fair market rent $1,392/mo. Infant childcare $12,844/yr. Median home value $153,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →