B+

Minoa, NY

Source:

Affordability Score: 76/100

Population: 3,457 · 1 ZIP codes

The affordability dashboard for Minoa, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,457 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $95,506, median home value of $179,400, median rent of $1,027 per month, and 36.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,392 per month (studio $995, 1BR $1,123, 3BR $1,691, 4BR $1,848). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Minoa, NY include income, housing, rent. Unemployment currently reads 13.8% and poverty 4.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$95,506
Median household income
Education C+
36.7%
Bachelor's degree or higher
Housing A+
1.9x
Home value $179,400 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,392/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,028/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$95,506
▲ 54% vs national
Per Capita Income
$45,941
Unemployment Rate
13.8%
Poverty Rate
4.4%

Housing

Median Home Value
$179,400
▼ 35% vs national
Median Rent
$1,027/mo
Owner Occupied
83.6%
2BR Fair Market Rent
$1,392/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,123
2BR
$1,392
3BR
$1,691
4BR
$1,848

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.7%
▲ 7 ppt vs national
High School+
58.7%
Median Age
37.1
Avg. Commute

Childcare Costs

Infant (Center)
$15,028/yr
16% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Minoa, NY receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 3,457. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Minoa ZIP Codes
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What are common questions about this dashboard?

Is Minoa, NY affordable?
Minoa, NY receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $95,506. Median home value is $179,400.
What is the cost of living in Minoa?
Key cost metrics: Median rent $1,027/mo. 2BR fair market rent $1,392/mo. Infant childcare $15,028/yr. Median home value $179,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →