B

Montague, MI

Source:

Affordability Score: 71/100

Population: 6,902 · 1 ZIP codes

The affordability dashboard for Montague, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,902 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $82,805, median home value of $221,800, median rent of $822 per month, and 26.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,236 per month (studio $866, 1BR $942, 3BR $1,490, 4BR $1,636). Department of Labor data lists infant center-based childcare at $6,296 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Montague, MI include housing, rent, childcare. Unemployment currently reads 4.3% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$82,805
Median household income
Education D
26.5%
Bachelor's degree or higher
Housing B+
2.7x
Home value $221,800 vs income
Commute C+
23 min
Average commute time
Rent A-
$1,236/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$6,296/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$82,805
▲ 34% vs national
Per Capita Income
$41,337
Unemployment Rate
4.3%
Poverty Rate
6.2%

Housing

Median Home Value
$221,800
▼ 19% vs national
Median Rent
$822/mo
Owner Occupied
87.7%
2BR Fair Market Rent
$1,236/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$866
1BR
$942
2BR
$1,236
3BR
$1,490
4BR
$1,636

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.5%
▼ 3 ppt vs national
High School+
58.6%
Median Age
44.6
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$6,296/yr
8% of income
Toddler (Center)
$6,570/yr
Preschool (Center)
$6,570/yr
School-Age (Center)
$7,113/yr

What This Means

Montague, MI receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 6,902. This area performs well in housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Montague, MI affordable?
Montague, MI receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,805. Median home value is $221,800.
What is the cost of living in Montague?
Key cost metrics: Median rent $822/mo. 2BR fair market rent $1,236/mo. Infant childcare $6,296/yr. Median home value $221,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →