D

Mooers Forks, NY

Source:

Affordability Score: 43/100

Population: 1,369 · 1 ZIP codes

The affordability dashboard for Mooers Forks, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,369 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $54,981, median home value of $175,200, median rent of per month, and 13.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,246 per month (studio $973, 1BR $980, 3BR $1,494, 4BR $1,650). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 3.3% and poverty 9.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,981
Median household income
Education F
13.8%
Bachelor's degree or higher
Housing C+
3.2x
Home value $175,200 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,246/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$54,981
▼ 11% vs national
Per Capita Income
$40,425
Unemployment Rate
3.3%
Poverty Rate
9.7%

Housing

Median Home Value
$175,200
▼ 36% vs national
Median Rent
Owner Occupied
97.3%
2BR Fair Market Rent
$1,246/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$973
1BR
$980
2BR
$1,246
3BR
$1,494
4BR
$1,650

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.8%
▼ 16 ppt vs national
High School+
51.1%
Median Age
45.3
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
23% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Mooers Forks, NY receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 1,369. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mooers Forks, NY affordable?
Mooers Forks, NY receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,981. Median home value is $175,200.
What is the cost of living in Mooers Forks?
Key cost metrics: 2BR fair market rent $1,246/mo. Infant childcare $12,844/yr. Median home value $175,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →