D

Morristown, TN

Source:

Affordability Score: 49/100

Population: 50,515 · 2 ZIP codes

The affordability dashboard for Morristown, TN aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 50,515 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $53,012, median home value of $203,959, median rent of $869 per month, and 19.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,135 per month (studio $881, 1BR $887, 3BR $1,444, 4BR $1,827). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 5.0% and poverty 20.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$53,012
Median household income
Education F
19.7%
Bachelor's degree or higher
Housing D
3.8x
Home value $203,959 vs income
Commute C+
23 min
Average commute time
Rent C+
$1,135/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,811/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$53,012
▼ 14% vs national
Per Capita Income
$29,776
Unemployment Rate
5.0%
Poverty Rate
20.0%

Housing

Median Home Value
$203,959
▼ 26% vs national
Median Rent
$869/mo
Owner Occupied
67.4%
2BR Fair Market Rent
$1,135/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$881
1BR
$887
2BR
$1,135
3BR
$1,444
4BR
$1,827

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.7%
▼ 10 ppt vs national
High School+
58.1%
Median Age
39.3
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
13% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Morristown, TN receives an overall affordability grade of D (49/100), aggregated from 2 ZIP codes with a total population of 50,515. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Morristown ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Morristown, TN affordable?
Morristown, TN receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,012. Median home value is $203,959.
What is the cost of living in Morristown?
Key cost metrics: Median rent $869/mo. 2BR fair market rent $1,135/mo. Infant childcare $6,811/yr. Median home value $203,959.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →