D

Mosheim, TN

Source:

Affordability Score: 42/100

Population: 4,998 · 1 ZIP codes

The affordability dashboard for Mosheim, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,998 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $49,618, median home value of $168,500, median rent of $808 per month, and 10.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $638, 1BR $797, 3BR $1,279, 4BR $1,420). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 4.9% and poverty 15.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,618
Median household income
Education F
10.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $168,500 vs income
Commute F
29 min
Average commute time
Rent B
$925/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,007/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$49,618
▼ 20% vs national
Per Capita Income
$28,330
Unemployment Rate
4.9%
Poverty Rate
15.8%

Housing

Median Home Value
$168,500
▼ 39% vs national
Median Rent
$808/mo
Owner Occupied
81.8%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$638
1BR
$797
2BR
$925
3BR
$1,279
4BR
$1,420

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.7%
▼ 19 ppt vs national
High School+
55.3%
Median Age
46.0
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
22% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Mosheim, TN receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 4,998. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mosheim, TN affordable?
Mosheim, TN receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,618. Median home value is $168,500.
What is the cost of living in Mosheim?
Key cost metrics: Median rent $808/mo. 2BR fair market rent $925/mo. Infant childcare $11,007/yr. Median home value $168,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →