B-

Mount Horeb, WI

Source:

Affordability Score: 68/100

Population: 9,970 · 1 ZIP codes

The affordability dashboard for Mount Horeb, WI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,970 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $108,750, median home value of $416,700, median rent of $1,240 per month, and 48.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,694 per month (studio $1,268, 1BR $1,482, 3BR $2,236, 4BR $2,509). Department of Labor data lists infant center-based childcare at $15,236 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mount Horeb, WI include income, education, rent. Unemployment currently reads 3.3% and poverty 3.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$108,750
Median household income
Education A-
48.4%
Bachelor's degree or higher
Housing D
3.8x
Home value $416,700 vs income
Commute C-
25 min
Average commute time
Rent A-
$1,694/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$15,236/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$108,750
▲ 75% vs national
Per Capita Income
$55,080
Unemployment Rate
3.3%
Poverty Rate
3.1%

Housing

Median Home Value
$416,700
▲ 52% vs national
Median Rent
$1,240/mo
Owner Occupied
75.7%
2BR Fair Market Rent
$1,694/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,268
1BR
$1,482
2BR
$1,694
3BR
$2,236
4BR
$2,509

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
48.4%
▲ 18 ppt vs national
High School+
73.9%
Median Age
40.1
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$15,236/yr
14% of income
Toddler (Center)
$13,455/yr
Preschool (Center)
$13,455/yr
School-Age (Center)
$10,660/yr

What This Means

Mount Horeb, WI receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 9,970. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mount Horeb, WI affordable?
Mount Horeb, WI receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $108,750. Median home value is $416,700.
What is the cost of living in Mount Horeb?
Key cost metrics: Median rent $1,240/mo. 2BR fair market rent $1,694/mo. Infant childcare $15,236/yr. Median home value $416,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →