B

Mount Union, IA

Source:

Affordability Score: 74/100

Population: 412 · 1 ZIP codes

The affordability dashboard for Mount Union, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 412 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $77,955, median home value of $159,100, median rent of $618 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $939 per month (studio $647, 1BR $716, 3BR $1,242, 4BR $1,360). Department of Labor data lists infant center-based childcare at $8,016 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mount Union, IA include housing, rent. Unemployment currently reads 0.0% and poverty 4.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$77,955
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing A
2.0x
Home value $159,100 vs income
Commute N/A
N/A
Average commute time
Rent A+
$939/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,016/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$77,955
▲ 26% vs national
Per Capita Income
$37,380
Unemployment Rate
0.0%
Poverty Rate
4.1%

Housing

Median Home Value
$159,100
▼ 42% vs national
Median Rent
$618/mo
Owner Occupied
82.3%
2BR Fair Market Rent
$939/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$647
1BR
$716
2BR
$939
3BR
$1,242
4BR
$1,360

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
63.5%
Median Age
44.0
Avg. Commute

Childcare Costs

Infant (Center)
$8,016/yr
10% of income
Toddler (Center)
$6,907/yr
Preschool (Center)
$6,907/yr
School-Age (Center)
$5,526/yr

What This Means

Mount Union, IA receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 412. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mount Union, IA affordable?
Mount Union, IA receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,955. Median home value is $159,100.
What is the cost of living in Mount Union?
Key cost metrics: Median rent $618/mo. 2BR fair market rent $939/mo. Infant childcare $8,016/yr. Median home value $159,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →