C

Nacogdoches, TX

Source:

Affordability Score: 56/100

Population: 55,627 · 4 ZIP codes

The affordability dashboard for Nacogdoches, TX aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 55,627 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $51,942, median home value of $171,812, median rent of $967 per month, and 27.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,067 per month (studio $850, 1BR $893, 3BR $1,279, 4BR $1,696). Department of Labor data lists infant center-based childcare at $6,708 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Nacogdoches, TX include commute. Pressure points are income. Unemployment currently reads 7.1% and poverty 22.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,942
Median household income
Education D
27.7%
Bachelor's degree or higher
Housing C
3.3x
Home value $171,812 vs income
Commute B+
19 min
Average commute time
Rent B-
$1,067/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,708/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$51,942
▼ 16% vs national
Per Capita Income
$29,328
Unemployment Rate
7.1%
Poverty Rate
22.6%

Housing

Median Home Value
$171,812
▼ 38% vs national
Median Rent
$967/mo
Owner Occupied
55.8%
2BR Fair Market Rent
$1,067/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$850
1BR
$893
2BR
$1,067
3BR
$1,279
4BR
$1,696

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.7%
▼ 2 ppt vs national
High School+
54.0%
Median Age
31.8
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$6,708/yr
13% of income
Toddler (Center)
$6,292/yr
Preschool (Center)
$6,136/yr
School-Age (Center)
$5,824/yr

What This Means

Nacogdoches, TX receives an overall affordability grade of C (56/100), aggregated from 4 ZIP codes with a total population of 55,627. This area performs well in commute. Challenges include income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Nacogdoches ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Nacogdoches, TX affordable?
Nacogdoches, TX receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,942. Median home value is $171,812.
What is the cost of living in Nacogdoches?
Key cost metrics: Median rent $967/mo. 2BR fair market rent $1,067/mo. Infant childcare $6,708/yr. Median home value $171,812.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →