Netcong, NJ

The affordability dashboard for Netcong, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,244 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $85,898, median home value of $346,100, median rent of $1,443 per month, and 36.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,205 per month (studio $1,612, 1BR $1,822, 3BR $2,761, 4BR $3,137). Department of Labor data lists infant center-based childcare at $16,984 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 3.4% and poverty 7.6% — numbers worth keeping alongside the headline grade.