F

New Brunswick, NJ

Source:

Affordability Score: 34/100

Population: 55,223 · 1 ZIP codes

The affordability dashboard for New Brunswick, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 55,223 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $65,810, median home value of $353,800, median rent of $1,814 per month, and 23.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,486 per month (studio $1,804, 1BR $1,978, 3BR $2,981, 4BR $3,296). Department of Labor data lists infant center-based childcare at $16,325 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 8.0% and poverty 32.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,810
Median household income
Education F
23.5%
Bachelor's degree or higher
Housing F
5.4x
Home value $353,800 vs income
Commute C+
23 min
Average commute time
Rent F
$2,486/mo
2BR fair market rent (45% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,325/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$65,810
▲ 6% vs national
Per Capita Income
$25,133
Unemployment Rate
8.0%
Poverty Rate
32.0%

Housing

Median Home Value
$353,800
▲ 29% vs national
Median Rent
$1,814/mo
Owner Occupied
21.4%
2BR Fair Market Rent
$2,486/mo
▲ 107% vs national

Fair Market Rents by Bedroom

Studio
$1,804
1BR
$1,978
2BR
$2,486
3BR
$2,981
4BR
$3,296

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.5%
▼ 6 ppt vs national
High School+
52.8%
Median Age
24.4
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$16,325/yr
25% of income
Toddler (Center)
$16,085/yr
Preschool (Center)
$16,085/yr
School-Age (Center)
$7,607/yr

What This Means

New Brunswick, NJ receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 55,223. Challenges include education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore New Brunswick ZIP Codes
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What are common questions about this dashboard?

Is New Brunswick, NJ affordable?
New Brunswick, NJ receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,810. Median home value is $353,800.
What is the cost of living in New Brunswick?
Key cost metrics: Median rent $1,814/mo. 2BR fair market rent $2,486/mo. Infant childcare $16,325/yr. Median home value $353,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →