F

New Haven, CT

Source:

Affordability Score: 36/100

Population: 128,884 · 5 ZIP codes

The affordability dashboard for New Haven, CT aggregates Census ACS 5-Year Estimates across 5 ZIP codes covering 128,884 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $56,986, median home value of $315,978, median rent of $1,445 per month, and 37.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,895 per month (studio $1,299, 1BR $1,569, 3BR $2,283, 4BR $3,182). Department of Labor data lists infant center-based childcare at $18,200 per year, consuming 32% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 8.6% and poverty 23.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,986
Median household income
Education B-
37.2%
Bachelor's degree or higher
Housing F
5.5x
Home value $315,978 vs income
Commute B-
22 min
Average commute time
Rent F
$1,895/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,200/yr
Center-based infant care (32% of income)

Income & Employment

Median Income
$56,986
▼ 8% vs national
Per Capita Income
$35,441
Unemployment Rate
8.6%
Poverty Rate
23.9%

Housing

Median Home Value
$315,978
▲ 15% vs national
Median Rent
$1,445/mo
Owner Occupied
29.3%
2BR Fair Market Rent
$1,895/mo
▲ 58% vs national

Fair Market Rents by Bedroom

Studio
$1,299
1BR
$1,569
2BR
$1,895
3BR
$2,283
4BR
$3,182

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.2%
▲ 7 ppt vs national
High School+
68.3%
Median Age
32.8
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$18,200/yr
32% of income
Toddler (Center)
$18,200/yr
Preschool (Center)
$14,820/yr
School-Age (Center)
$6,760/yr

What This Means

New Haven, CT receives an overall affordability grade of F (36/100), aggregated from 5 ZIP codes with a total population of 128,884. Challenges include housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore New Haven ZIP Codes
View all 5 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is New Haven, CT affordable?
New Haven, CT receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,986. Median home value is $315,978.
What is the cost of living in New Haven?
Key cost metrics: Median rent $1,445/mo. 2BR fair market rent $1,895/mo. Infant childcare $18,200/yr. Median home value $315,978.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →