Waterbury, CT

The affordability dashboard for Waterbury, CT aggregates Census ACS 5-Year Estimates across 6 ZIP codes covering 110,372 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $53,179, median home value of $210,685, median rent of $1,245 per month, and 17.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,895 per month (studio $1,299, 1BR $1,569, 3BR $2,283, 4BR $3,182). Department of Labor data lists infant center-based childcare at $18,200 per year, consuming 34% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 9.2% and poverty 24.3% — numbers worth keeping alongside the headline grade.