Waterbury, CT

Census ZIP code profile for Waterbury, CT - 6 ZIPs, total population 110,372. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet WATERBURY-CT · Waterbury, CT 6 ZIPs · 110,372 pop · #22947/25278 · New Haven County

INC-MID · RANK-BOTTOM · BELOW-PEER · BOOK-MID · OWN-RENT · POP-MID · SPREAD-SPLIT · HOME-MID

  • INC-MID $45,657
  • RANK-BOTTOM #22947/25278
  • BELOW-PEER under New Haven
  • BOOK-MID 6 ZIPs
  • OWN-RENT 40% owners
  • POP-MID 110,372
  • SPREAD-SPLIT 06702→06708
  • HOME-MID $223,000

Nearest income peer: New Haven, CT (+ $12,485 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Waterbury

Lowest/highest poles plus county-sharing cities nearest Waterbury on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Waterbury, CT sits among US cities with one of the lowest household incomes among US cities, on a mid-size population base, across a compact ZIP cluster.

9th pct
household income vs 25,278 US cities
110,372
city population (Census)
6
USPS ZIP codes covered
$45,657
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Lower household-income footing ($45,657 average) with poverty near 28.4% and unemployment 10.0% across 6 ZIPs. Start from the most populated ZIP rather than treating the city mean as a uniform cost of living.

Every one of the 12 cities sharing New Haven County reports a higher average ZIP median income than Waterbury, New Haven, Hamden and Meriden among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Cheshire marks the far end of that range at $145,179, 218% above Waterbury.

Within-city ZIP comparison

Where the ZIP codes inside Waterbury differ

Income is the clearest internal divide in Waterbury. ZIP 06702 reports $14,474 in median household income, while ZIP 06708 reports $67,364. The city average sits between those published endpoints, so it is a starting point rather than a substitute for the ZIP records.

Income high-to-low ratio
4.7×

06702 to 06708

Home-value high-to-low ratio
1.5×

06704 to 06702

Poverty-rate spread
29 points

06708 to 06702

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Waterbury residents fan out across many ZIPs

Population is spread across 6 codes in Waterbury. The densest, 06708, still represents only about 27% of the 110,372 residents, so no single ZIP stands in for the city.

Census ZBP business roll-up

Mid-density employers across Waterbury's ZIP mosaic

Citywide ZBP: 1,899 establishments, 31,373 employees , annual payroll $1,531,156k (~17 establishments per 1,000 residents) across 6 of 6 ZIPs. Peak business ZIP 06708 (505 units) ; leading NAICS Retail trade (400) · also Health care and social assistance · Accommodation and food services .

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ZIP Codes in Waterbury, CT

These ZIP codes sit in New Haven County, which covers 41 ZIP codes in all; 6 of them fall in Waterbury. See the New Haven County roll-up →

Every one of the 12 cities sharing New Haven County reports a higher average ZIP median income than Waterbury, New Haven, Hamden and Meriden among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Cheshire marks the far end of that range at $145,179, 218% above Waterbury.

Side-by-side: Compare 06708 vs 06705 →

ZIP Code Population Median income Establishments Density
06708 29,418 $67,364 505 1,190
06705 27,122 $53,954 477 1,886
06704 25,139 $48,718 336 1,226
06706 14,324 $52,242 225 1,450
06710 10,715 $37,191 89 4,194
06702 3,654 $14,474 267 2,207

Waterbury roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waterbury, .