Residential delivery area · Connecticut

ZIP Code 06705: Waterbury, CT

ZIP code 06705 is in Waterbury, Connecticut, entirely in New Haven County (Census 2020 ZIP-county file). About 25,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Waterbury's 6 residential ZIP codes. Median household income is $53,954 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Connecticut, Massachusetts, Maine, New Hampshire, New Jersey and 5 more
067sectional center: Hartford, CT (SCF 060)
05delivery area within it
Town
Waterbury · 6 residential ZIPs
Census places
Waterbury
House district
CT-5 119th Congress
Time zone
Eastern
Land area
5.7 sq mi · 4,447 people per sq mi
PO Box ZIPs
10 more ZIP codes use the name Waterbury for PO boxes or single organizations

Where is ZIP code 06705?

06705 centers on 41.550°, -72.993° and covers 5.7 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 06706, 06702, 06716, 06704, 06712, 06410.

06410 · Cheshire06702 · Waterbury06704 · Waterbury06706 · Waterbury06712 · Prospect06716 · Wolcott06705 · Waterbury (this ZIP)0670506410067160671206704067060670206410 · Cheshire06702 · Waterbury06704 · Waterbury06706 · Waterbury06712 · Prospect06716 · Wolcott06705 · Waterbury (this ZIP)0670506410067160671206704067060670206410 · Cheshire06702 · Waterbury06704 · Waterbury06706 · Waterbury06712 · Prospect06716 · Wolcott06705 · Waterbury (this ZIP)06705064100671606712067040670606702
Shaded by median household income, in national fifths (ACS 2020-2024); 06705 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 06705, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 06705 compare with the rest of Waterbury?

Rank of 06705 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure06705In WaterburyIn New Haven CountyIn CT
People (ACS 2020-2024)25,2663rd of 614th of 4148th of 288
Median household income$54k2nd of 433rd of 37213th of 228
Median home value$202k5th of 639th of 40239th of 245

Its median household income is higher than in 20% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 06705?

The 2020 Census counted 27,197 people in 06705; the ACS, which samples households over 2020-2024, estimates 25,266. Between the 2010 and 2020 censuses its population grew 0.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
25,266
2020 Census count
27,197+0.3% since 2010 (27,122)
Households
10,742
Median age
39.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 06705?

Of the 25,266 people the ACS estimates in 06705, 23.9% are under 18 and 15.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (36.3%), then Hispanic or Latino (31.5%).

  • Under 1823.9%
  • 18 to 6460.4%
  • 65 and older15.7%
Age of the people of 06705 (ACS 2020-2024, B01001)
  • White, not Hispanic36.3%
  • Hispanic or Latino31.5%
  • Black, not Hispanic21.9%
  • Other or two or more7.1%
  • Asian, not Hispanic3.2%
Race and Hispanic origin in 06705 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 06705 earn?

Median household income is $53,954 (ACS 2020-2024), the 33rd highest of the 37 ranked ZIP codes in New Haven County. It is not measurably different from 2015-2019 ($56,721 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$53,954
Income per person
$33,313
Below the poverty line
19.2%
Unemployed (of the labor force)
7.3%
Adults 25+ with a bachelor's degree
18.8%
Adjusted gross income per tax return, 2022
$45,81112,970 returns; wages 83% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 06705?

FHFA's house price index for 06705, built from repeat sales and appraisals of the same homes, rose 155% from 2015 to 2025 and rose 94% from 2020 to 2025, and moved +7.7% in 2025.

Median home value (owners' estimate)
$202,400
Median gross rent
$1,261
Homes owned by their occupants
51.2%
Housing units
11,758
0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 06705; 2025: 382.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 06705?

477 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade117
  • Health care and social assistance72
  • Accommodation and food services64
  • Other services (except public administration)40
  • Construction34
  • Manufacturing32

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 06705?

ZIP codes that share a boundary with 06705, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
06706Waterbury15,551$52k2.0 mi
06702Waterbury2,946$15k2.8 mi
06716Wolcott16,113$111k3.4 mi
06704Waterbury31,713$49k3.5 mi
06712Prospect9,458$126k3.6 mi
06410Cheshire28,904$145k5.3 mi
06710Waterbury9,942$37k3.0 mi (near)
06444Marion180$140k3.4 mi (near)
06708Waterbury29,594$67k4.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.