PlainZIP

Waterbury, CT · standard

ZIP Code 06705

New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,122
1,886/sq mi
$53,954
Median income
$202,400
Median home value
18.8%
Bachelor's or higher

The verdict

Waterbury pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

20th pct
household income, US ZIPs
44th pct
home value, US ZIPs
1,886
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06705 against every reporting US ZIP.

ZIP code 06705 is a densely settled ZIP (a standard USPS delivery area) in Waterbury, New Haven County, Connecticut, with 27,122 residents across 14.4 square miles, a density of 1,886 people per square mile, in the New York time zone.

ZIP 06705 reports a modest median household income of $53,954 (52% below the Connecticut average), while per-capita income is $33,313. Poverty here runs at 19.2%, with unemployment measured at 7.2%. Housing costs here run $202,400 for a typical home value (53% below the state average), with rent averaging $1,261 a month; 51.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 06705, plus 6 more within New Haven County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06705

Top 5 sectors by establishment count in Waterbury, CT

Which industries have the most business establishments in ZIP 06705.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06705, Waterbury, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,122

Population

14.4

Area (sq mi)

1,886

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06705?

39.7

Median Age

44.4%

Male

55.6%

Female

22.6%

Foreign-Born

White 43.4%
African American 22.6%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 18.0%
Hispanic or Latino 31.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,954

Median Household Income

-52% vs state

$33,313

Per Capita Income

19.2%

Poverty Rate

7.2%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 06705 ranks nationally

Waterbury, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,954 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 18.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,758

Total Housing Units

10,742

Occupied Units

1,016

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 51.2%
Renter 48.8%

$202,400

Median Home Value

-53% vs state

$1,261

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.4%

YoY Change (2024)

263

HPI Index (2000 = 100)

+163%

Total Change Since 2000

Home values in ZIP 06705 have increased 9.4% over the past year (2024). Since 2000, this ZIP has seen +163% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 143
2021 +23.6% 177
2022 +21.3% 215
2023 +11.7% 240
2024 +9.4% 263

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 477 business establishments in ZIP 06705, employing approximately 8,280 people with a combined annual payroll of $366,315,000.

477

Businesses

8,280

Employees

$366.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 117 24.5%
Health care and social assistance 72 15.1%
Accommodation and food services 64 13.4%
Other services (except public administration) 40 8.4%
Construction 34 7.1%
Manufacturing 32 6.7%
Administrative and support and waste management and remediation services 20 4.2%
Finance and insurance 18 3.8%
Professional, scientific, and technical services 17 3.6%
Real estate and rental and leasing 16 3.4%
Wholesale trade 13 2.7%
Transportation and warehousing 13 2.7%
Educational services 8 1.7%
Information 6 1.3%
Arts, entertainment, and recreation 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06705 vs 06706 →

ZIP 06705 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06705 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06705 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06705 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06706 Waterbury, CT 14,324 1.9 mi
06702 Waterbury, CT 3,654 2.8 mi
06712 Prospect, CT 9,376 3.5 mi
06716 Wolcott, CT 16,680 3.7 mi
06710 Waterbury, CT 10,715 3.1 mi
06444 Marion, CT 370 3.2 mi
06708 Waterbury, CT 29,418 3.8 mi
06704 Waterbury, CT 25,139 3.3 mi
06467 Milldale, CT 157 5.0 mi
06479 Plantsville, CT 10,431 5.0 mi

More ZIP Codes in New Haven County

06516 standard
West Haven, CT
Pop: 55,564
06511 standard
New Haven, CT
Pop: 53,600
06492 standard
Wallingford, CT
Pop: 45,241
06513 standard
New Haven, CT
Pop: 38,978
06460 standard
Milford, CT
Pop: 38,207
06450 standard
Meriden, CT
Pop: 36,493

Related Areas

New Haven County Waterbury, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06705 in? ▼
ZIP code 06705 (Waterbury) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.
What is the population of ZIP code 06705? ▼
ZIP code 06705 in Waterbury, CT has a population of 27,122 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06705? ▼
The median household income in ZIP 06705 is $53,954, which is 29% below the national average of $76,288.
What is the average home value in ZIP 06705? ▼
The median home value in ZIP 06705 is $202,400, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 06705? ▼
The largest racial group in ZIP 06705 is White at 43.4%. Hispanic or Latino residents make up 31.5% of the population.
How many businesses are in ZIP code 06705? ▼
ZIP code 06705 has 477 business establishments employing approximately 8,280 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06705? ▼
The top industries by establishment count in ZIP 06705 are: Retail trade (117), Health care and social assistance (72), Accommodation and food services (64). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 06705? ▼
According to the FHFA House Price Index, home values in ZIP 06705 increased by 9.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 163%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06705? ▼
In ZIP code 06705, 58.4% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06705? ▼
The mean commute time for workers in ZIP code 06705 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06705? ▼
In ZIP code 06705, approximately 51.2% of occupied housing units are owner-occupied and 48.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06705? ▼
The poverty rate in ZIP code 06705 is 19.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.