Waterbury, CT · standard

ZIP Code 06710

New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,715
4,194/sq mi High-density area
$37,191
Median income Below-median income area
$228,300
Median home value Near-median home value
12.5%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Waterbury pairs one of the lowest household incomes in the country with above-median home values, in a suburban-density, renter-heavy area.

4th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
4,194
people per sq mi
34%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06710 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 06710 (Waterbury, CT) fell -6.4% from 2023 to 2024. The all-transactions index moved from 226.0 in 2023 to 211.5 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 06710 is a mid-sized community (a standard USPS delivery area) in Waterbury, New Haven County, Connecticut, home to 10,715 residents across 2.6 square miles, a density of 4,194 people per square mile, in the New York time zone.

ZIP 06710 sits on the lower end of the income spectrum: median household income is $37,191 (67% below the average Connecticut ZIP), while per-capita income is $25,904. Economic pressure is pronounced: 31.9% of residents are below the poverty line and unemployment is 14.5%. Home values sit below the statewide ZIP benchmark: the median is $228,300 (47% below the average Connecticut ZIP), and median rent is $1,128; owner occupancy is 33.7%.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in New Haven County, so 06710 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 06710

Top 5 sectors by establishment count in Waterbury, CT

Which industries have the most business establishments in ZIP 06710.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06710, Waterbury, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,715

Population

2.6

Area (sq mi)

4,194

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06710?

37.8

Median Age

45.0%

Male

55.0%

Female

20.9%

Foreign-Born

White 26.7%
African American 35.3%
Asian 2.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 17.4%
Hispanic or Latino 36.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$37,191

Median Household Income

-67% vs state ZIP avg

$25,904

Per Capita Income

31.9%

Poverty Rate

14.5%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 06710 ranks among Connecticut ZIPs

Waterbury, CT household income vs. every Connecticut ZIP code

Median household income among 270 reporting Connecticut ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$37,191 1st percentile higher than 1% of 270 Connecticut ZIPs

This ZIP $0 $200K+ every Connecticut ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Connecticut ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.7%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,527

Total Housing Units

3,905

Occupied Units

622

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 33.7%
Renter 66.3%

$228,300

Median Home Value

-47% vs state ZIP avg

$1,128

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.4%

YoY Change (2024)

212

HPI Index (2000 = 100)

+112%

Total Change Since 2000

Home values in ZIP 06710 have decreased 6.4% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.

Year Annual Change HPI Index
2020 +27.8% 166
2021 +8.1% 180
2022 +14.8% 207
2023 +9.4% 226
2024 -6.4% 212

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 06710, employing approximately 913 people with a combined annual payroll of $43,189,000.

89

Businesses

913

Employees

$43.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 24 27.0%
Retail trade 10 11.2%
Professional, scientific, and technical services 10 11.2%
Construction 9 10.1%
Real estate and rental and leasing 9 10.1%
Administrative and support and waste management and remediation services 7 7.9%
Other services (except public administration) 6 6.7%
Educational services 3 3.4%
Accommodation and food services 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06710 vs 06702 →

ZIP 06710 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06710 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06710 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06710 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06702 Waterbury, CT 3,654 0.8 mi
06704 Waterbury, CT 25,139 1.4 mi
06708 Waterbury, CT 29,418 1.7 mi
06706 Waterbury, CT 14,324 2.8 mi
06779 Oakville, CT 8,324 2.6 mi
06705 Waterbury, CT 27,122 3.1 mi
06770 Naugatuck, CT 31,975 5.5 mi
06782 Plymouth, CT 2,376 5.9 mi
06716 Wolcott, CT 16,680 4.3 mi
06762 Middlebury, CT 7,561 4.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 06710, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (10,715 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in New Haven County

Frequently Asked Questions

What county is ZIP code 06710 in?

ZIP code 06710 (Waterbury) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.

What is the population of ZIP code 06710?

ZIP code 06710 in Waterbury, CT has a population of 10,715 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 06710?

The median household income in ZIP 06710 is $37,191, which is 51% below the national average of $76,288.

What is the average home value in ZIP 06710?

The median home value in ZIP 06710 is $228,300, which is 18% below the national average of $278,155.

What is the demographic makeup of ZIP 06710?

The largest racial group in ZIP 06710 is African American at 35.3%. Hispanic or Latino residents make up 36.2% of the population.

How many businesses are in ZIP code 06710?

ZIP code 06710 has 89 business establishments employing approximately 913 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 06710?

The top industries by establishment count in ZIP 06710 are: Health care and social assistance (24), Retail trade (10), Professional, scientific, and technical services (10). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 06710?

According to the FHFA House Price Index, home values in ZIP 06710 decreased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 06710?

In ZIP code 06710, 42.7% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 06710?

The mean commute time for workers in ZIP code 06710 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 06710?

In ZIP code 06710, approximately 33.7% of occupied housing units are owner-occupied and 66.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 06710?

The poverty rate in ZIP code 06710 is 31.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 06710's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 06710's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.