Waterbury, CT · standard
ZIP Code 06708
New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,418
- 1,190/sq mi High-density area
- $67,364
- Median income Near-median income area
- $218,500
- Median home value Near-median home value
- 22.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waterbury pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 42nd pct
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 1,190
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06708 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 06708 (Waterbury, CT) rose +3.8% from 2023 to 2024. The all-transactions index moved from 231.1 in 2023 to 239.9 in 2024 (2000 = 100).
ZIP code 06708 is a densely settled ZIP (a standard USPS delivery area) in Waterbury, New Haven County, Connecticut, with 29,418 residents across 24.7 square miles, a density of 1,190 people per square mile, in the New York time zone.
ZIP 06708 reports a modest median household income of $67,364 (40% below the average Connecticut ZIP), while per-capita income is $34,563. The poverty rate is 16.6%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $218,500 (50% below the average Connecticut ZIP), and median rent is $1,313; owner occupancy is 59.3%.
Educational attainment sits below the national norm: 22.2% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in New Haven County, so 06708 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 06708
Top 5 sectors by establishment count in Waterbury, CT
Which industries have the most business establishments in ZIP 06708.
- Health care and social assistance
Health care and social assistance
139 establishments
- Retail trade
Retail trade
66 establishments
- Accommodation and food services 45
Accommodation and food services
45 establishments
- Construction 40
Construction
40 establishments
- Other services (except public administration) 38
Other services (except public administration)
38 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06708, Waterbury, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
29,418
Population
24.7
Area (sq mi)
1,190
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 06708?
38.5
Median Age
49.6%
Male
50.4%
Female
18.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,364
Median Household Income
-40% vs state ZIP avg
$34,563
Per Capita Income
16.6%
Poverty Rate
6.4%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 06708 ranks among Connecticut ZIPs
Waterbury, CT household income vs. every Connecticut ZIP code
Median household income among 270 reporting Connecticut ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,364 11th percentile higher than 11% of 270 Connecticut ZIPs
Each bar is a $20K-wide band; taller bars hold more Connecticut ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,957housing units
12,957
Total Housing Units
11,932
Occupied Units
1,025
Vacant Units
2.44
Avg Household Size
Occupancy Type
$218,500
Median Home Value
-50% vs state ZIP avg
$1,313
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.8%
YoY Change (2024)
240
HPI Index (2000 = 100)
+140%
Total Change Since 2000
Home values in ZIP 06708 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.3% | 136 |
| 2021 | +20.9% | 165 |
| 2022 | +16.1% | 191 |
| 2023 | +20.7% | 231 |
| 2024 | +3.8% | 240 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 505 business establishments in ZIP 06708, employing approximately 10,245 people with a combined annual payroll of $536,165,000.
505
Businesses
10,245
Employees
$536.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 139 | 27.5% |
| Retail trade | 66 | 13.1% |
| Accommodation and food services | 45 | 8.9% |
| Construction | 40 | 7.9% |
| Other services (except public administration) | 38 | 7.5% |
| Manufacturing | 33 | 6.5% |
| Professional, scientific, and technical services | 32 | 6.3% |
| Wholesale trade | 23 | 4.5% |
| Administrative and support and waste management and remediation services | 20 | 4.0% |
| Transportation and warehousing | 15 | 3.0% |
| Real estate and rental and leasing | 14 | 2.8% |
| Finance and insurance | 11 | 2.2% |
| Educational services | 10 | 2.0% |
| Information | 5 | 1.0% |
| Arts, entertainment, and recreation | 5 | 1.0% |
| Utilities | 4 | 0.8% |
| Management of companies and enterprises | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 06708 vs 06702 →
ZIP 06708 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06770
Naugatuck (06770)
31,975 residents
- 06708
Waterbury (06708)
29,418 residents
- 06705
Waterbury (06705)
27,122 residents
- 06704
Waterbury (06704)
25,139 residents
- 06706
Waterbury (06706)
14,324 residents
- 06710 10,715
Waterbury (06710)
10,715 residents
- 06779 8,324
Oakville (06779)
8,324 residents
- 06762 7,561
Middlebury (06762)
7,561 residents
- 06403 6,033
Beacon Falls (06403)
6,033 residents
What this shows Among its immediate neighbors, ZIP 06708 ranks #2 by population - useful context the national average alone can't give.
ZIP 06708 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06762
Middlebury (06762)
$133,487 median income
- 06782
Plymouth (06782)
$124,708 median income
- 06403
Beacon Falls (06403)
$101,516 median income
- 06770
Naugatuck (06770)
$96,208 median income
- 06779
Oakville (06779)
$95,798 median income
- 06708
Waterbury (06708)
$67,364 median income
- 06705
Waterbury (06705)
$53,954 median income
- 06706 $52,242
Waterbury (06706)
$52,242 median income
- 06704 $48,718
Waterbury (06704)
$48,718 median income
What this shows By household income, ZIP 06708 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06702 | Waterbury, CT | 3,654 | 1.2 mi |
| 06710 | Waterbury, CT | 10,715 | 1.7 mi |
| 06779 | Oakville, CT | 8,324 | 3.2 mi |
| 06706 | Waterbury, CT | 14,324 | 2.6 mi |
| 06704 | Waterbury, CT | 25,139 | 3.1 mi |
| 06770 | Naugatuck, CT | 31,975 | 4.2 mi |
| 06705 | Waterbury, CT | 27,122 | 3.8 mi |
| 06762 | Middlebury, CT | 7,561 | 3.3 mi |
| 06403 | Beacon Falls, CT | 6,033 | 7.7 mi |
| 06782 | Plymouth, CT | 2,376 | 7.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 06708, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (29,418 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in New Haven County
Related Areas
Frequently Asked Questions
What county is ZIP code 06708 in?
ZIP code 06708 (Waterbury) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.
What is the population of ZIP code 06708?
ZIP code 06708 in Waterbury, CT has a population of 29,418 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06708?
The median household income in ZIP 06708 is $67,364, which is 12% below the national average of $76,288.
What is the average home value in ZIP 06708?
The median home value in ZIP 06708 is $218,500, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 06708?
The largest racial group in ZIP 06708 is White at 46.9%. Hispanic or Latino residents make up 37.1% of the population.
How many businesses are in ZIP code 06708?
ZIP code 06708 has 505 business establishments employing approximately 10,245 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06708?
The top industries by establishment count in ZIP 06708 are: Health care and social assistance (139), Retail trade (66), Accommodation and food services (45). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 06708?
According to the FHFA House Price Index, home values in ZIP 06708 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06708?
In ZIP code 06708, 56.1% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06708?
The mean commute time for workers in ZIP code 06708 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06708?
In ZIP code 06708, approximately 59.3% of occupied housing units are owner-occupied and 40.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06708?
The poverty rate in ZIP code 06708 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 06708's numbers, next.
- See how ZIP 06708 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterbury, CT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.