PlainZIP

Waterbury, CT · standard

ZIP Code 06708

New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,418
1,190/sq mi
$67,364
Median income
$218,500
Median home value
22.2%
Bachelor's or higher

The verdict

Waterbury pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

42th pct
household income, US ZIPs
49th pct
home value, US ZIPs
1,190
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06708 against every reporting US ZIP.

ZIP code 06708 is a densely settled ZIP (a standard USPS delivery area) in Waterbury, New Haven County, Connecticut, with 29,418 residents across 24.7 square miles, a density of 1,190 people per square mile, in the New York time zone.

ZIP 06708 reports a modest median household income of $67,364 (40% below the Connecticut average), while per-capita income is $34,563. Local economic indicators show a 16.6% poverty rate alongside 6.4% unemployment. On housing, the median home value is $218,500 (50% below the state average) with median rent at $1,313 per month, and 59.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.2% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is 28 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing New Haven County, letting you compare 06708 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06708

Top 5 sectors by establishment count in Waterbury, CT

Which industries have the most business establishments in ZIP 06708.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06708, Waterbury, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,418

Population

24.7

Area (sq mi)

1,190

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06708?

38.5

Median Age

49.6%

Male

50.4%

Female

18.7%

Foreign-Born

White 46.9%
African American 16.1%
Asian 2.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.4%
Hispanic or Latino 37.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,364

Median Household Income

-40% vs state

$34,563

Per Capita Income

16.6%

Poverty Rate

6.4%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 06708 ranks nationally

Waterbury, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,364 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 22.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,957

Total Housing Units

11,932

Occupied Units

1,025

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 59.3%
Renter 40.7%

$218,500

Median Home Value

-50% vs state

$1,313

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 06708 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.3% 136
2021 +20.9% 165
2022 +16.1% 191
2023 +20.7% 231
2024 +3.8% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 505 business establishments in ZIP 06708, employing approximately 10,245 people with a combined annual payroll of $536,165,000.

505

Businesses

10,245

Employees

$536.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 139 27.5%
Retail trade 66 13.1%
Accommodation and food services 45 8.9%
Construction 40 7.9%
Other services (except public administration) 38 7.5%
Manufacturing 33 6.5%
Professional, scientific, and technical services 32 6.3%
Wholesale trade 23 4.5%
Administrative and support and waste management and remediation services 20 4.0%
Transportation and warehousing 15 3.0%
Real estate and rental and leasing 14 2.8%
Finance and insurance 11 2.2%
Educational services 10 2.0%
Information 5 1.0%
Arts, entertainment, and recreation 5 1.0%
Utilities 4 0.8%
Management of companies and enterprises 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06708 vs 06702 →

ZIP 06708 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06708 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06708 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06708 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06702 Waterbury, CT 3,654 1.2 mi
06710 Waterbury, CT 10,715 1.7 mi
06779 Oakville, CT 8,324 3.2 mi
06706 Waterbury, CT 14,324 2.6 mi
06704 Waterbury, CT 25,139 3.1 mi
06770 Naugatuck, CT 31,975 4.2 mi
06705 Waterbury, CT 27,122 3.8 mi
06762 Middlebury, CT 7,561 3.3 mi
06403 Beacon Falls, CT 6,033 7.7 mi
06782 Plymouth, CT 2,376 7.3 mi

More ZIP Codes in New Haven County

06516 standard
West Haven, CT
Pop: 55,564
06511 standard
New Haven, CT
Pop: 53,600
06492 standard
Wallingford, CT
Pop: 45,241
06513 standard
New Haven, CT
Pop: 38,978
06460 standard
Milford, CT
Pop: 38,207
06450 standard
Meriden, CT
Pop: 36,493

Related Areas

New Haven County Waterbury, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06708 in? ▼
ZIP code 06708 (Waterbury) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.
What is the population of ZIP code 06708? ▼
ZIP code 06708 in Waterbury, CT has a population of 29,418 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06708? ▼
The median household income in ZIP 06708 is $67,364, which is 12% below the national average of $76,288.
What is the average home value in ZIP 06708? ▼
The median home value in ZIP 06708 is $218,500, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 06708? ▼
The largest racial group in ZIP 06708 is White at 46.9%. Hispanic or Latino residents make up 37.1% of the population.
How many businesses are in ZIP code 06708? ▼
ZIP code 06708 has 505 business establishments employing approximately 10,245 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06708? ▼
The top industries by establishment count in ZIP 06708 are: Health care and social assistance (139), Retail trade (66), Accommodation and food services (45). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 06708? ▼
According to the FHFA House Price Index, home values in ZIP 06708 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06708? ▼
In ZIP code 06708, 56.1% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06708? ▼
The mean commute time for workers in ZIP code 06708 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06708? ▼
In ZIP code 06708, approximately 59.3% of occupied housing units are owner-occupied and 40.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06708? ▼
The poverty rate in ZIP code 06708 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.