PlainZIP

Watertown, CT · standard

ZIP Code 06795

Litchfield County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,144
208/sq mi
$104,850
Median income
$365,500
Median home value
42.9%
Bachelor's or higher

The verdict

Watertown pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 24%
home value, US ZIPs
208
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06795 against every reporting US ZIP.

ZIP code 06795 is a mid-sized community (a standard USPS delivery area) in Watertown, Litchfield County, Connecticut, home to 14,144 residents across 67.9 square miles, a density of 208 people per square mile, in the New York time zone.

ZIP 06795 lands in the middle-income range, with a median household income of $104,850 (7% below the Connecticut average), while per-capita income is $49,313. Local economic indicators show a 5.4% poverty rate alongside 3.9% unemployment. The typical home here is valued at $365,500 (16% below the state average); renters pay a median of $1,218 monthly, and 89.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 42.9% of adults hold a bachelor's degree or higher, the median age is 48.1, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Litchfield County, so you can benchmark 06795 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06795

Top 5 sectors by establishment count in Watertown, CT

Which industries have the most business establishments in ZIP 06795.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06795, Watertown, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,144

Population

67.9

Area (sq mi)

208

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06795?

48.1

Median Age

48.6%

Male

51.4%

Female

10.4%

Foreign-Born

White 84.2%
African American 2.1%
Asian 3.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 6.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,850

Median Household Income

-7% vs state

$49,313

Per Capita Income

5.4%

Poverty Rate

3.9%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 06795 ranks nationally

Watertown, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,850 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.3%
Bachelor's Degree or Higher 42.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,603

Total Housing Units

5,216

Occupied Units

387

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 89.6%
Renter 10.4%

$365,500

Median Home Value

-16% vs state

$1,218

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.9%

YoY Change (2024)

213

HPI Index (2000 = 100)

+113%

Total Change Since 2000

Home values in ZIP 06795 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +113% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 142
2021 +10.8% 158
2022 +14.2% 180
2023 +9.5% 197
2024 +7.9% 213

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 393 business establishments in ZIP 06795, employing approximately 7,099 people with a combined annual payroll of $410,529,000.

393

Businesses

7,099

Employees

$410.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 53 13.5%
Construction 49 12.5%
Other services (except public administration) 48 12.2%
Health care and social assistance 47 12.0%
Accommodation and food services 40 10.2%
Manufacturing 36 9.2%
Professional, scientific, and technical services 34 8.7%
Administrative and support and waste management and remediation services 19 4.8%
Finance and insurance 18 4.6%
Real estate and rental and leasing 14 3.6%
Wholesale trade 10 2.5%
Transportation and warehousing 10 2.5%
Information 5 1.3%
Arts, entertainment, and recreation 5 1.3%
Management of companies and enterprises 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06795 vs 06779 →

ZIP 06795 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06795 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06795 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06795 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06779 Oakville, CT 8,324 2.7 mi
06787 Thomaston, CT 7,975 4.0 mi
06762 Middlebury, CT 7,561 6.3 mi
06778 Northfield, CT 1,378 6.3 mi
06751 Bethlehem, CT 3,577 4.8 mi
06782 Plymouth, CT 2,376 4.6 mi
06704 Waterbury, CT 25,139 5.1 mi
06708 Waterbury, CT 29,418 5.6 mi
06710 Waterbury, CT 10,715 5.3 mi
06702 Waterbury, CT 3,654 5.8 mi

More ZIP Codes in Litchfield County

06790 standard
Torrington, CT
Pop: 36,482
06776 standard
New Milford, CT
Pop: 26,889
06098 standard
Winsted, CT
Pop: 12,426
06798 standard
Woodbury, CT
Pop: 9,984
06786 standard
Terryville, CT
Pop: 9,867
06779 standard
Oakville, CT
Pop: 8,324

Related Areas

Litchfield County Watertown, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06795 in? ▼
ZIP code 06795 (Watertown) is located in Litchfield County, Connecticut. Litchfield County contains multiple ZIP codes, see the full list at /counties/litchfield-ct.
What is the population of ZIP code 06795? ▼
ZIP code 06795 in Watertown, CT has a population of 14,144 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06795? ▼
The median household income in ZIP 06795 is $104,850, which is 37% above the national average of $76,288.
What is the average home value in ZIP 06795? ▼
The median home value in ZIP 06795 is $365,500, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 06795? ▼
The largest racial group in ZIP 06795 is White at 84.2%. Hispanic or Latino residents make up 6.8% of the population.
How many businesses are in ZIP code 06795? ▼
ZIP code 06795 has 393 business establishments employing approximately 7,099 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06795? ▼
The top industries by establishment count in ZIP 06795 are: Retail trade (53), Construction (49), Other services (except public administration) (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 06795? ▼
According to the FHFA House Price Index, home values in ZIP 06795 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 113%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06795? ▼
In ZIP code 06795, 66.3% of residents aged 25+ have a high school diploma or higher, and 42.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06795? ▼
The mean commute time for workers in ZIP code 06795 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06795? ▼
In ZIP code 06795, approximately 89.6% of occupied housing units are owner-occupied and 10.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06795? ▼
The poverty rate in ZIP code 06795 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.