C-

New Salem, MA

Source:

Affordability Score: 53/100

Population: 878 · 1 ZIP codes

The affordability dashboard for New Salem, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 878 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $82,713, median home value of $375,000, median rent of $1,202 per month, and 36.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,866 per month (studio $1,287, 1BR $1,422, 3BR $2,237, 4BR $2,471). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 2.0% and poverty 10.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,713
Median household income
Education C+
36.8%
Bachelor's degree or higher
Housing F
4.5x
Home value $375,000 vs income
Commute C+
23 min
Average commute time
Rent C
$1,866/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$82,713
▲ 33% vs national
Per Capita Income
$41,088
Unemployment Rate
2.0%
Poverty Rate
10.3%

Housing

Median Home Value
$375,000
▲ 36% vs national
Median Rent
$1,202/mo
Owner Occupied
88.8%
2BR Fair Market Rent
$1,866/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,287
1BR
$1,422
2BR
$1,866
3BR
$2,237
4BR
$2,471

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.8%
▲ 7 ppt vs national
High School+
60.1%
Median Age
55.1
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
21% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

New Salem, MA receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 878. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is New Salem, MA affordable?
New Salem, MA receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,713. Median home value is $375,000.
What is the cost of living in New Salem?
Key cost metrics: Median rent $1,202/mo. 2BR fair market rent $1,866/mo. Infant childcare $17,160/yr. Median home value $375,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →