A-

Niverville, NY

Source:

Affordability Score: 82/100

Population: 987 · 1 ZIP codes

The affordability dashboard for Niverville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 987 residents, then layers in county-level federal data to produce an overall grade of A- (82/100). The headline inputs are median household income of $104,286, median home value of $186,800, median rent of per month, and 61.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,434 per month (studio $1,249, 1BR $1,263, 3BR $1,730, 4BR $1,899). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Niverville, NY include income, education, housing, rent. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$104,286
Median household income
Education A+
61.9%
Bachelor's degree or higher
Housing A+
1.8x
Home value $186,800 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,434/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$15,028/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$104,286
▲ 68% vs national
Per Capita Income
$57,004
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
$186,800
▼ 32% vs national
Median Rent
Owner Occupied
85.2%
2BR Fair Market Rent
$1,434/mo
▲ 20% vs national

Fair Market Rents by Bedroom

Studio
$1,249
1BR
$1,263
2BR
$1,434
3BR
$1,730
4BR
$1,899

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
61.9%
▲ 32 ppt vs national
High School+
91.3%
Median Age
38.3
Avg. Commute

Childcare Costs

Infant (Center)
$15,028/yr
14% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Niverville, NY receives an overall affordability grade of A- (82/100), aggregated from 1 ZIP codes with a total population of 987. This area performs well in income and education and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Niverville, NY affordable?
Niverville, NY receives an overall affordability grade of A- (82/100) based on Census, HUD, FBI, and DOL data. Median household income is $104,286. Median home value is $186,800.
What is the cost of living in Niverville?
Key cost metrics: 2BR fair market rent $1,434/mo. Infant childcare $15,028/yr. Median home value $186,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →