C-

Nocona, TX

Source:

Affordability Score: 53/100

Population: 5,411 · 1 ZIP codes

The affordability dashboard for Nocona, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,411 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $55,841, median home value of $164,400, median rent of $796 per month, and 19.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,055 per month (studio $820, 1BR $856, 3BR $1,467, 4BR $1,552). Department of Labor data lists infant center-based childcare at $6,760 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 14.3% and poverty 19.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,841
Median household income
Education F
19.9%
Bachelor's degree or higher
Housing B-
2.9x
Home value $164,400 vs income
Commute F
30 min
Average commute time
Rent B
$1,055/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,760/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$55,841
▼ 10% vs national
Per Capita Income
$28,201
Unemployment Rate
14.3%
Poverty Rate
19.3%

Housing

Median Home Value
$164,400
▼ 40% vs national
Median Rent
$796/mo
Owner Occupied
77.5%
2BR Fair Market Rent
$1,055/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$820
1BR
$856
2BR
$1,055
3BR
$1,467
4BR
$1,552

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.9%
▼ 10 ppt vs national
High School+
50.7%
Median Age
43.9
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$6,760/yr
12% of income
Toddler (Center)
$6,344/yr
Preschool (Center)
$6,188/yr
School-Age (Center)
$5,824/yr

What This Means

Nocona, TX receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 5,411. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Nocona ZIP Codes
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What are common questions about this dashboard?

Is Nocona, TX affordable?
Nocona, TX receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,841. Median home value is $164,400.
What is the cost of living in Nocona?
Key cost metrics: Median rent $796/mo. 2BR fair market rent $1,055/mo. Infant childcare $6,760/yr. Median home value $164,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →