D

North Creek, NY

Source:

Affordability Score: 42/100

Population: 1,770 · 1 ZIP codes

The affordability dashboard for North Creek, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,770 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $57,950, median home value of $214,600, median rent of $915 per month, and 22.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,348 per month (studio $1,041, 1BR $1,066, 3BR $1,742, 4BR $1,785). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 2.1% and poverty 8.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,950
Median household income
Education F
22.6%
Bachelor's degree or higher
Housing D
3.7x
Home value $214,600 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,348/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,028/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$57,950
▼ 7% vs national
Per Capita Income
$40,274
Unemployment Rate
2.1%
Poverty Rate
8.1%

Housing

Median Home Value
$214,600
▼ 22% vs national
Median Rent
$915/mo
Owner Occupied
83.6%
2BR Fair Market Rent
$1,348/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,041
1BR
$1,066
2BR
$1,348
3BR
$1,742
4BR
$1,785

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.6%
▼ 7 ppt vs national
High School+
48.1%
Median Age
52.8
Avg. Commute

Childcare Costs

Infant (Center)
$15,028/yr
26% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

North Creek, NY receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 1,770. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is North Creek, NY affordable?
North Creek, NY receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,950. Median home value is $214,600.
What is the cost of living in North Creek?
Key cost metrics: Median rent $915/mo. 2BR fair market rent $1,348/mo. Infant childcare $15,028/yr. Median home value $214,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →