B+

North Java, NY

Source:

Affordability Score: 78/100

Population: 703 · 1 ZIP codes

The affordability dashboard for North Java, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 703 residents, then layers in county-level federal data to produce an overall grade of B+ (78/100). The headline inputs are median household income of $102,798, median home value of $173,700, median rent of per month, and 26.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $840, 1BR $844, 3BR $1,336, 4BR $1,603). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for North Java, NY include income, housing, rent. Unemployment currently reads 0.9% and poverty 5.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,798
Median household income
Education D
26.0%
Bachelor's degree or higher
Housing A+
1.7x
Home value $173,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$973/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,844/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$102,798
▲ 66% vs national
Per Capita Income
$41,613
Unemployment Rate
0.9%
Poverty Rate
5.1%

Housing

Median Home Value
$173,700
▼ 37% vs national
Median Rent
Owner Occupied
95.5%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$840
1BR
$844
2BR
$973
3BR
$1,336
4BR
$1,603

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.0%
▼ 4 ppt vs national
High School+
74.8%
Median Age
41.0
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
12% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

North Java, NY receives an overall affordability grade of B+ (78/100), aggregated from 1 ZIP codes with a total population of 703. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is North Java, NY affordable?
North Java, NY receives an overall affordability grade of B+ (78/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,798. Median home value is $173,700.
What is the cost of living in North Java?
Key cost metrics: 2BR fair market rent $973/mo. Infant childcare $12,844/yr. Median home value $173,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →